Sheffield Home Contents Insurance

Sheffield City Council Tenants Contents Policy Summary

- insurance for fatal accidents (£5,000) - replacement locks for outside doors and alarms of your home if your keys are lost or stolen (up to £250) - spoilage of food in refrigerators and freezers (up to the amount insured) - loss of domestic fuel oil (up to £1,000) - loss of metered water (up to £1,000) - alternative accommodation following an insured loss (up to 15% of the amount insured) - tenants improvements (up to 15% of amount insured or £2,000 whichever is greater) - Religious festival andWedding gifts cover (temporary increase of 15% of the amount insured) - tenants liability (up to 15% of amount insured) - personal liability (up to £2,000,000 or £5,000,000 if the claim involves a domestic employee) - insurance for documents (up to £1,000) - contents in the open (up to £500) - contents at university/college or boarding school (up to £2,500) - accidental loss of or damage to contents during removal when carried out by a professional removal company (up to amount insured) - accidental damage to stairlifts fixed to your home (up to 10% of the amount insured) - accidental damage to pavement vehicles and their accessories in your home (up to £1,000)

This is a summary of the policy and does not contain the full terms and conditions of the cover, which can be found in the policy documentation. It is important that you read the policy documentation carefully when you receive it. Who is the Insurer? The Insurer of this policy is Aviva Insurance Limited. What is this insurance policy? This policy protects you against perils such as fire, storm or flood. Some of the covers summarised are optional and these are clearly marked as such. If you have selected any of these options, they will clearly be marked on your policy schedule. Your policy includes the following significant features and benefits, which are explained in detail in your policy booklet. In addition cover is provided for - accidental damage to television sets, aerials, video recorders, personal computers, satellite aerials and decoders, dvd players and external aerials to the house (up to the amount insured) - contents temporarily removed from the home (up to 15% of amount insured) - contents in outbuildings including garages, sheds, greenhouses and cellars (up to £1,000) - accidental damage to mirrors, glass tops, ceramic hobs and fixed glass in furniture or cookers (up to 15% of the amount insured) What are the benefits and features of this insurance policy?

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