Examiner-in-Charge School, Sacramento, CA

Informal Actions

• Regulatory Letter

• Board Resolution

• Memorandum of Understanding (MOU)

• Section 39 of the FDIC Act (FDIC)

Formal Actions

• Written Agreement

– Issued to state member banks – Signed by Regulators and Board

• Consent Order ( C & D) – Issued to state member and non-member banks – Signed by Regulators and Board – Requires bank to immediately stop inappropriate action or implement affirmative action