OnPoint Community Credit Union Retail Guide

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The Personal Finance Management service is fully integrated into OnPoint Community Credit Union’s Digital Banking which, in most cases, allows transactions to be automatically assigned to a finance category. Common categories include: “Gas/Auto Expense,” “Entertainment,” “Medical Expenses,” “Rent,” and “Utilities.” If a transaction is not automatically assigned a category, or if it’s not assigned to the category that best matches that transaction, the category can be manually assigned or edited for each transaction. Each category has a corresponding icon assigned to it to help quickly identify a transaction’s finance category. These icons are displayed next to each transaction in the Account Details page.

10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1 2 3 4 5 6 7 8 9 J K L M N O P Q R S T U V W X Y Z A B C D E F G H I

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10a 1a 2a 3a 4a 5a 6a 7a 8a 9a 10b 1b 2b 3b 4b 5b 6b 7b 8b 9b 10c 1c 2c 3c 4c 5c 6c 7c 8c 9c 10d 1d 2d 3d 4d 5d 6d 7d 8d 9d From the Home Page , click an account to view the Account Details page. A. The category icons are displayed for each transaction. B. Manually change the category of a transaction by clicking an icon and selecting a new option from the sidebar. Getting started with Personal Finance Management is rather easy and is explained in detail in the second part of this guide. As you prepare to get started with Person l Finance Management, please remember you can use just one or all of the Personal Finance Management features. Some users will be happy with assigning categories and running basic reports, and others will enjoy using Personal Finance Management to manage all aspects of your assets and liabilities. 11a 12a 13a 14a 15a 16a 17a 18a 19a 20a 11b 12b 13b 14b 15b 16b 17b 18b 19b 20b J1 A1 B1 C1 D1 E1 F1 G1 H1 I1

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Understanding PFM: Supporting Your Financial Plan