Investor Presentation

BMWGROUP’S FINANCE STRATEGYCOVERS THE ENTIRE AUTOMOTIVE VALUE CHAIN.

BMW G ROUP C ORPORATE F INANCE S TRATEGY REFLECTS THE INDUSTRIAL NATURE OF THE BUSINESS AND IS FOCUSED ON THE ENTIRE AUTOMOTIVE VALUE CHAIN .

Automotive value chain

Research & Development

Sales & Marketing

Financial Services

Production

BMW Group Investor Presentation, November 2019

Page 50