Money Talk_ Summer 2018

Money Market *

Your Money

$100,000 minimum 1.00 APY ** %

$250,000 plus 1.26 APY ** %

S imply better banking has reached a higher level! As a qualified Reward Checking client, we invite you to invest in our new Reward Money Market Account and enjoy our super-high deposit yields. This account is reserved exclusively for clients who use our checking, debit card, e-statements and online or mobile banking. Open yours today! Super High Yield and Liquidity

*Simply do the following activities and transactions in your Reward Checking Account: Have at least 12 debit card purchases post and settle per cycle (signature or pin); be enrolled in and receive e-statements; be enrolled in and log in to online banking at least once per statement cycle; maintain your checking qualification at least quarterly. View our qualification period calendar at americantrust.bank. **Annual percentage yield. Must have a qualifying Reward Checking Account and qualify at least quarterly to maintain account; $5,000 minimum deposit to open; unlimited number of personal withdrawals at teller, six withdrawals per month by check, ACH or transfer. Offer effective 04/02/18. No minimum balance or service fee. Fees may reduce earnings. If account is closed before interest is credited, all accrued interest will be paid. Rates are subject to change.

Balance

APY** 0.25% 0.30% 0.50% 1.00% 1.26%

Under $24,999

$25,000 – $49,999.99 $50,000 – $99,999.99 $100,000 – $249,999.99

$250,000 +

TheftSmart ® is Peace of Mind

You can restore and protect your identity.

A merican Trust cares about protecting your identity, that’s why we offer ID TheftSmart. With ID TheftSmart, you can breathe easy! If your identity is ever stolen while enrolled, this affordable service will step in as your advocate, fully committed to restoring and protecting your identity as quickly and efficiently as possible. ID TheftSmart professionals have thousands of hours of experience – more than any other company in the industry – and ID TheftSmart investigators have proven results. If we discover that your information has been compromised, ID TheftSmart will work with you to provide an action plan, help you analyze your credit report, set up alerts or a freeze, and help you resolve and restore your credit. It’s not only effective but also one of the most affordable services available. Compare us to national brand names that charge $9.99 or more per month!

Two levels of protection to choose from: • Restoration $2.99 per month • Protection $5.99 per month

To enroll in ID TheftSmart, call 800.373.1841. Enjoy the peace of mind that comes from financial protection, detection and restoration. We call it simply better banking. You’ll call it simply better.

Money Talk is published by American Trust and Savings Bank, Dubuque, Iowa, for use by our clients. Reproduction in whole or in parts is prohibited except b mechanical error by our sources, this publication does not guarantee the accuracy, adequacy, or completeness of any information, and is not responsible for an Simply better banking. To report suspicion of fraud, theft, or harassment at American Trust anonymously go to: https://secure.ethicspoint.com/do

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