Senior Living Handbook 2018

BENEFIT CHANGES/DROPS/DELETIONS OF COVERAGE

As the HHHunt health, dental, and flexible spending accounts come under the guidelines of Section 125, the regulations allow for enrollment changes to be made only during open enrollment or within 30 days of a “Qualifying Life Changing Event (QLCE).” Marriage, birth, adoption, divorce, death, loss of other coverage, eligibility for Medicare/Medicaid, open enrollment of spouse, a substantial change in coverage, or cost of other coverage are qualifying life changing events that would permit a change in enrollment. Any change due to a QLCE must be submitted online in UltiPro within 30 days of the event. Contact your Business Office Manager for instructions.

BENEFIT CESSATION

All coverage under the Company’s benefit programs will automatically cease at the end of the month in which a team member leaves the Company or moves to an ineligible status. Please refer to plan booklets on conversion privileges.

INSURANCE CONTINUATION (COBRA)

The Federal Consolidated Omnibus Budget Reconciliation Act – (COBRA), requires employers sponsoring group health plans to offer team members and their families the opportunity for a temporary extension of medical, dental, and flexible spending account (called continuation of coverage) in instances where coverage under the plan would otherwise end. Life insurance may be converted to a personal policy.

For questions regarding life insurance conversion, COBRA benefits and related costs, please contact the HHHunt Benefits Coordinator.

PRIOR SERVICE CREDIT

HHHunt welcomes former team members and gives credit for prior service. Former team members are eligible when a minimum of one consecutive year of prior service was completed. Team members with breaks in service of 30 days or less will be restored to reflect no break in service (including benefits reinstatement). When the break is greater than 30 days, the seniority date is adjusted to reflect prior service. The seniority date is used to calculate the appropriate vacation allotment and career milestones, however, benefit eligibility and waiting periods start over.

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