Deputy Seminar, Denver, CO

Implementation Issues related to S. 2155 • Home Mortgage Disclosure Act • Short-form Call Report • Appraisal Relief • TRID • QM Status for loan in portfolio for banks under $10 billion • Reciprocal Deposits • Volcker Rule exemption for Banks under $10 billion • 18 month examination cycle from $1billion to $3 billion • Fed small bank holding company policy $1 billion to $3 billion

Confidential / Sensitive / Pre‐Decisional – For Discussion Purposes Only

We can rebuild it . . . Better, stronger, faster than before!