Whole Life Illustration - $1M 15 Year Funding

Guardian Life Insurance Illustration Tabular Detail Rachel Clopton, Female Age 38, Preferred Plus NT

Benefit

Premium ** $12,000.00

$1,000,000

Whole Life 99

Enhanced Accelerated Benefit Rider Waiver of Premium

$400.00

Index Participation Feature (50% initial allocation)

Total First Year Premium

$12,400.00

Dividend Option: Paid Up Additions (D)

Guaranteed

Non-Guaranteed - Current

Non-Guaranteed - Alternate

AGE AT ANNUAL CASH DEATH CASH DEATH POL START PREMIUM VALUE BENEFIT PREMIUM VALUE BENEFIT PREMIUM VALUE BENEFIT YR OF YR # ## ## # * ## * ## * # * ## * ## * 1 38 12,400 0 1,000,000 12,400 0 1,000,000 12,400 0 1,000,000 2 39 12,400 0 1,000,000 12,400 200 1,000,200 12,400 200 1,000,200 3 40 12,400 6,530 1,000,000 12,400 6,940 1,001,099 12,400 6,937 1,001,096 4 41 12,400 16,960 1,000,000 12,400 17,721 1,002,112 12,400 17,710 1,002,090 5 42 12,400 27,720 1,000,000 12,400 29,011 1,003,686 12,400 28,986 1,003,626 6 43 12,400 39,310 1,000,000 12,400 41,307 1,005,875 12,400 41,258 1,005,751 7 44 12,400 51,260 1,000,000 12,400 54,590 1,009,058 12,400 54,504 1,008,833 8 45 12,400 63,570 1,000,000 12,400 68,942 1,014,487 12,400 68,794 1,014,104 9 46 12,400 76,210 1,000,000 12,400 84,388 1,022,207 12,400 84,140 1,021,572 10 47 12,400 89,190 1,000,000 12,400 100,990 1,032,172 12,400 100,587 1,031,150 11 48 12,400 102,500 1,000,000 12,400 118,807 1,044,334 12,400 118,181 1,042,752 12 49 12,400 116,130 1,000,000 12,400 137,906 1,058,701 12,400 136,969 1,056,347 13 50 12,400 130,060 1,000,000 12,400 158,294 1,075,233 12,400 156,938 1,071,855 14 51 12,400 144,310 1,000,000 12,400 180,083 1,093,845 12,400 178,180 1,089,153 15 52 12,400 158,850 1,000,000 12,400 203,293 1,114,548 12,400 200,690 1,108,215 16 53 12,400 173,680 1,000,000 12,400 227,545 1,136,838 12,400 224,065 1,128,498 17 54 12,400 188,800 1,000,000 12,400 252,850 1,159,832 12,400 248,296 1,149,090 18 55 12,400 204,220 1,000,000 12,400 279,299 1,183,537 12,400 273,455 1,169,982 19 56 12,400 219,900 1,000,000 12,400 306,899 1,208,041 12,400 299,527 1,191,247 20 57 12,400 235,860 1,000,000 12,400 335,713 1,233,367 12,400 326,552 1,212,892 21 58 12,400 250,910 1,000,000 12,400 364,627 1,259,553 12,400 353,390 1,234,935 22 59 12,400 266,220 1,000,000 12,400 394,818 1,286,607 12,400 381,191 1,257,366 23 60 12,400 281,800 1,000,000 12,400 426,367 1,314,489 12,400 410,010 1,280,126 24 61 12,400 297,640 1,000,000 12,400 459,318 1,343,236 12,400 439,859 1,303,234 25 62 12,400 313,740 1,000,000 12,400 493,732 1,372,868 12,400 470,768 1,326,690 26 63 12,400 330,130 1,000,000 12,400 529,694 1,403,404 12,400 502,789 1,350,492 27 64 12,400 346,780 1,000,000 12,400 567,254 1,434,869 12,400 535,933 1,374,643 28 65 12,000 363,690 1,000,000 12,000 606,482 1,467,312 12,000 570,236 1,399,170 29 66 12,000 380,860 1,000,000 12,000 647,446 1,500,769 12,000 605,723 1,424,085 30 67 12,000 398,270 1,000,000 12,000 690,212 1,535,280 12,000 642,420 1,449,404 31 68 12,000 415,900 1,000,000 12,000 734,833 1,570,898 12,000 680,334 1,475,151 32 69 12,000 433,740 1,000,000 12,000 781,396 1,607,679 12,000 719,505 1,501,355 33 70 12,000 451,760 1,000,000 12,000 829,962 1,645,699 12,000 759,945 1,528,061 34 71 12,000 469,900 1,000,000 12,000 880,589 1,685,065 12,000 801,658 1,555,339 35 72 12,000 488,140 1,000,000 12,000 933,343 1,725,877 12,000 844,659 1,583,250 NET CASH DEATH NET

January 30, 2019 ID:7412

Version: 2.21.0

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