Whole Life Illustration - $1M 15 Year Funding

Guardian Life Insurance Illustration Planning Concept Based on the 2019 Dividend Scale

Guaranteed

Non-Guaranteed

CASH VALUE

AGE

BASE

BASE

NET

AT

POLICY GUAR.

END OF

CUM AFTER CUM

OF

NET

NET

START ANNUAL CASH YEAR

NET

NET

TAX NET A/T

ALL

CASH DEATH

POL OF YR YEAR 36 73 37 74 38 75 39 76 40 77 41 78 42 79 43 80 44 81 45 82 46 83 47 84 48 85 49 86 50 87 51 88 52 89 53 90 54 91 55 92 56 93 57 94 58 95 59 96 60 97 61 98 62 99 63 100 64 101 65 102 66 103 67 104 68 105 69 106 70 107 71 108 72 109 73 110 74 111 75 112 76 113 77 114 78 115 79 116 80 117

PREM VALUE DIVIDEND PREM PREM OUTLAY OUTLAY ADDS VALUE BENEFIT

#

## *

# *

# *

# *

# *

## *

## *

## *

##

12,000 506,460 12,000 524,840 12,000 543,270 12,000 561,730 12,000 580,210 12,000 598,700 12,000 617,190 12,000 635,670 12,000 653,740 12,000 671,320 12,000 688,580 12,000 705,490 12,000 722,020 12,000 738,560 12,000 754,390 12,000 769,610 12,000 784,280 12,000 798,940 12,000 815,130 12,000 832,180 12,000 849,730 12,000 867,780 12,000 886,500 12,000 907,430 12,000 932,490

15,286 15,948 16,637 17,353 18,110 18,898 19,721 20,578 21,717 22,899 24,037 25,218 26,443 26,986 27,916 28,746 29,479 29,867 29,173 28,786 28,493 28,268 27,916 27,152 26,485 23,173 16,640 67,130 70,386 73,800 77,379 81,132 85,067 89,192 93,518

0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000

0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000 0 186,000

23,927 530,387 1,029,409 28,034 552,874 1,035,247 32,878 576,148 1,041,983 38,489 600,219 1,049,610 44,915 625,125 1,058,131 52,190 650,890 1,067,551 60,353 677,543 1,077,867 69,442 705,112 1,089,081 79,714 733,454 1,101,442 91,207 762,527 1,115,050

0 186,000 103,884 792,464 1,129,822 0 186,000 117,780 823,270 1,145,734 0 186,000 132,928 854,948 1,162,791 0 186,000 148,688 887,248 1,180,279 0 186,000 165,346 919,736 1,198,363 0 186,000 182,792 952,402 1,217,032 0 186,000 200,920 985,200 1,236,145 0 186,000 219,462 1,018,402 1,255,325 0 186,000 237,620 1,052,750 1,273,411 0 186,000 255,594 1,087,774 1,290,502 0 186,000 273,399 1,123,129 1,306,767 0 186,000 291,091 1,158,871 1,322,312 0 186,000 308,565 1,195,065 1,337,038 0 186,000 325,767 1,233,197 1,350,538 0 186,000 343,267 1,275,757 1,362,882 0 186,000 359,736 1,326,146 1,371,434 0 186,000 385,157 1,385,157 1,385,157 0 186,000 452,287 1,452,287 1,452,287 0 186,000 522,673 1,522,673 1,522,673 0 186,000 596,472 1,596,472 1,596,472 0 186,000 673,851 1,673,851 1,673,851 0 186,000 754,983 1,754,983 1,754,983 0 186,000 840,050 1,840,050 1,840,050 0 186,000 929,242 1,929,242 1,929,242 0 186,000 1,022,760 2,022,760 2,022,760 0 186,000 1,120,814 2,120,814 2,120,814 0 186,000 1,223,624 2,223,624 2,223,624 0 186,000 1,331,420 2,331,420 2,331,420 0 186,000 1,444,443 2,444,443 2,444,443 0 186,000 1,562,949 2,562,949 2,562,949 0 186,000 1,687,202 2,687,202 2,687,202 0 186,000 1,817,481 2,817,481 2,817,481 0 186,000 1,954,079 2,954,079 2,954,079 0 186,000 2,097,302 3,097,302 3,097,302 0 186,000 2,247,471 3,247,471 3,247,471

12,000 966,410

0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000

0 1,000,000

98,054

0 1,000,000 102,810 0 1,000,000 107,796

0 1,000,000 0 1,000,000

113,024 118,506

0 1,000,000 124,253 0 1,000,000 130,279 0 1,000,000 136,598 0 1,000,000 143,223 0 1,000,000 150,169

January 30, 2019 ID:7412

Version: 2.21.0

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