WORLDLINE_REGISTRATION_DOCUMENT_2017
Worldline positioning and strategy Industry andmarket overview
Competitive Landscape Payment Service Providers
B.1.3
[GRI 102-6] [GRI 102-10]
Just as the payment ecosystem is complex, so is the competitive landscape. Historically, payment services market participants have focused on only one or a few components of the extended payment services ecosystem without covering the full chain. The following diagram summarizes the Group’s
positioning relative to its main competitors in the European payment services processing market. By supporting a range of both card and non-card payment instruments, Worldline is ideally positioned to exploit the growth of alternative payments.
Payment Service Processing in Europe
Issuing transaction processing
Services tocardholders andissuers
Acquiring transaction processing
Acceptance POS e-commerce
Services tonewdigital businesses
Credit/Debit transfers
Services tomerchants
Commercial acquiring
CSM
B
Nets
FirstData
WorldPay
Ingenico
Wirecard
GlobalPayments
TSYS
SIA
SixPaymentServices
Core o ering
Non-core o ering
Source : Worldline
This diagram has been set up using the following definitions: Issuing transaction processing: Processing of the issuing ● payment transaction; Services to cardholders: Services such as call centre and ● VAS services (card blocking, loyalty, card-linked solutions, coupons etc.) provided for and on behalf of card issuers; CSM: Clearing and settlement mechanism; ● Credit/debit transfers: Processing of SEPA payment services; ● Services to merchants: services providing Value in or around ● the payment such as loyalty, gift cards, private label cards, or vertical solutions with specific functions for e.g. taxis, restaurants, hospitality, etc.;
Acquiring transaction processing: Third party processing on ● behalf of direct or indirect merchant acquirers; Commercial Acquiring: Contracting with the merchant for ● the provision of the merchant account and access to the necessary schemes to enable the acceptance of the payment method; Acceptance POS/e-commerce: The provision of acceptance ● services including the Terminals, maintenance etc. and provision of payment gateways in both the card present and card not present environment; Services to new digital businesses: services to companies ● leveraging digital to provide services using payment (transportation companies (e-Ticketing), government (tax collection), etc.).
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Worldline 2017 Registration Document
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