Guide to Shared Ownership brochure

A Guide to Shared Ownership

What are the benefits of Shared Ownership?

Am I Eligible for Shared Ownership?

Your monthly costs will often be lower than if you were to rent You own part of your home rather than paying rent with no return You will need a lower deposit than if you were buying a home outright You buy a share that is affordable to you meaning that you do not stretch yourself financially You may be able to purchase up to 100% after your initial purchase. Please check at the time of reservation The rent you pay to bpha is a subsidised rent Shared Ownership is a Government scheme that has helped thousands of people find a place to call home

If the following statements apply to you then it is very likely that you will be eligible for shared ownership:

You are 18 or over Your household income is less than £80,000 a year

You do not currently own a home (unless you have a housing need. Please speak to our Sales Advisors) You have no outstanding credit problems Your eligibility will be confirmed by completing an application form with the relevant Help to Buy agent

To find which Help to Buy agent you should register with, visit helptobuy.gov.uk

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