Whole Life with Excess Funding

Guardian Life Insurance Illustration Tabular Detail Rachel Clopton, Female Age 38, Preferred Plus NT

Benefit

Premium ** $12,000.00

$1,000,000

Whole Life 99

Enhanced Accelerated Benefit Rider Paid Up Additions Rider (Scheduled) PUA Waiver of Premium ($23,410.00/year)

$23,410.00

$723.37 $400.00

Waiver of Premium

Index Participation Feature (50% initial allocation)

Total First Year Premium

$36,533.37

See schedule of Index Participation Feature allocation. Dividend Option: Paid Up Additions (D)

Guaranteed

Non-Guaranteed - Current

Non-Guaranteed - Alternate

AGE AT ANNUAL CASH DEATH CASH DEATH POL START PREMIUM VALUE BENEFIT PREMIUM VALUE BENEFIT PREMIUM VALUE BENEFIT YR OF YR # ## ## # * ## * ## * # * ## * ## * 1 38 36,533 23,028 1,107,682 36,533 23,028 1,107,682 36,533 23,028 1,107,682 2 39 36,533 46,512 1,210,063 36,533 47,620 1,211,590 36,533 47,210 1,211,180 3 40 36,533 76,990 1,307,352 36,533 80,006 1,314,995 36,533 78,736 1,312,313 4 41 36,533 111,837 1,399,752 36,533 117,758 1,416,777 36,533 115,138 1,409,973 5 42 36,533 147,484 1,487,458 36,533 157,416 1,517,528 36,533 152,915 1,504,784 6 43 36,533 184,430 1,570,665 36,533 199,548 1,617,444 36,533 192,588 1,596,960 7 44 36,533 222,205 1,649,559 36,533 244,210 1,717,032 36,533 234,165 1,687,023 8 45 36,533 260,796 1,724,322 36,533 291,556 1,817,685 36,533 277,740 1,776,372 9 46 12,400 277,169 1,713,457 12,400 318,481 1,837,708 12,400 300,144 1,783,288 10 47 12,400 293,896 1,702,755 12,400 347,141 1,861,435 12,400 323,876 1,792,491 11 48 12,400 310,953 1,692,214 12,400 377,625 1,887,810 12,400 348,988 1,803,913 12 49 12,400 328,329 1,681,831 12,400 410,039 1,916,894 12,400 375,545 1,817,555 13 50 12,400 345,987 1,671,603 12,400 444,397 1,948,680 12,400 403,517 1,833,351 14 51 12,400 363,958 1,661,529 12,400 480,871 1,983,097 12,400 433,029 1,851,174 15 52 12,400 382,182 1,651,606 12,400 519,473 2,020,189 12,400 464,048 1,871,008 16 53 12,400 400,670 1,641,832 12,400 559,886 2,059,468 12,400 496,199 1,892,306 17 54 12,400 419,409 1,632,205 12,400 602,124 2,100,074 12,400 529,455 1,914,158 18 55 12,400 438,413 1,622,722 12,400 646,346 2,142,025 12,400 563,921 1,936,547 19 56 12,400 457,622 1,613,381 12,400 692,573 2,185,468 12,400 599,567 1,959,576 20 57 12,400 477,061 1,604,180 12,400 740,912 2,230,444 12,400 636,444 1,983,243 21 58 12,400 495,533 1,595,117 12,400 790,295 2,277,013 12,400 673,425 2,007,568 22 59 12,400 514,226 1,586,191 12,400 841,936 2,325,187 12,400 711,661 2,032,522 23 60 12,400 533,153 1,577,398 12,400 895,977 2,374,894 12,400 751,226 2,058,005 24 61 12,400 552,303 1,568,737 12,400 952,513 2,426,203 12,400 792,142 2,084,042 25 62 12,400 571,676 1,560,206 12,400 1,011,650 2,479,151 12,400 834,444 2,110,628 26 63 12,400 591,298 1,551,803 12,400 1,073,516 2,533,763 12,400 878,186 2,137,749 27 64 12,400 611,145 1,543,526 12,400 1,138,243 2,590,095 12,400 923,406 2,165,412 28 65 12,000 631,205 1,535,373 12,000 1,205,928 2,648,227 12,000 970,128 2,193,647 29 66 12,000 651,476 1,527,342 12,000 1,276,703 2,708,216 12,000 1,018,390 2,222,464 30 67 12,000 671,933 1,519,432 12,000 1,350,687 2,770,137 12,000 1,068,219 2,251,882 31 68 12,000 692,544 1,511,641 12,000 1,427,979 2,834,079 12,000 1,119,622 2,281,933 32 69 12,000 713,300 1,503,966 12,000 1,508,736 2,900,134 12,000 1,172,650 2,312,647 33 70 12,000 734,151 1,496,407 12,000 1,593,068 2,968,443 12,000 1,227,312 2,344,093 34 71 12,000 755,028 1,488,960 12,000 1,681,099 3,039,190 12,000 1,283,621 2,376,365 35 72 12,000 775,887 1,481,626 12,000 1,772,920 3,112,541 12,000 1,341,570 2,409,546 NET CASH DEATH NET

January 30, 2019 ID:6969

Version: 2.21.0

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