Whole Life with Excess Funding
Guardian Life Insurance Illustration Planning Concept Based on the 2019 Dividend Scale
Guaranteed
Non-Guaranteed
AGE
BASE
BASE
AFTER NET
AT
POLICY GUAR.
TAX
AFTER CUM TAX NET A/T
NET
NET
START ANNUAL CASH
NET ANNUAL CUM LOAN
CASH DEATH
POL OF YR YEAR 76 113 77 114 78 115 79 116 80 117 81 118 82 119 83 120
PREM VALUE PREM LOAN LOAN INTEREST OUTLAY OUTLAY VALUE BENEFIT
#
# *
#
#
#
# *
# *
## *
## *
##
0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000
0 68,007 1,796,654 0 70,684 1,867,338 0 73,467 1,940,805 0 76,360 2,017,165 0 79,366 2,096,530 0 82,490 2,179,021 0 85,738 2,264,759
69,102 71,821 74,646 77,583 80,636 83,808 87,106 90,534
1,095 1,136 1,179 1,224 1,270 1,318 1,368 1,420
-2,701 -1,564
70,684 73,467 76,360 79,366 82,490 85,738 89,114 92,622
70,684 73,467 76,360 79,366 82,490 85,738 89,114
-385 839
2,109
3,427 4,795 6,215
0 92,622 THIS ILLUSTRATION IS BASED ON THE 2019 DIVIDEND SCALE AND ASSUMES THAT THE CURRENTLY ILLUSTRATED NON-GUARANTEED ELEMENTS, INCLUDING DIVIDENDS, WILL CONTINUE UNCHANGED FOR ALL YEARS SHOWN. THIS IS NOT LIKELY TO OCCUR AND THE ACTUAL RESULTS MAY BE MORE OR LESS FAVORABLE THAN THOSE SHOWN. THE ASSUMPTIONS ON WHICH NON-GUARANTEED ELEMENTS ARE BASED ARE SUBJECT TO CHANGE BY THE COMPANY. SEE TABULAR DETAIL FOR GUARANTEED VALUES AND OTHER IMPORTANT INFORMATION. 89,114 2,353,872
January 30, 2019 ID:6969
Version: 2.21.0
Page: 18 of 19
Made with FlippingBook - Online Brochure Maker