USD Football 1997

The Merrill Lynch Planning Difference

Borrowing may get your company what it needs. But smart borrowing may take you where you need to go.

Let Merrill Lynch show you smarter ways to use debt to increase profitability.

Higher levels of growth. Higher levels of

cash-flow planning. And you'll have access to

profit. Increased purchasing power. These can be

a flexible line of credit or term loan, resulting in

achieved by borrowing money with a smart

less borrowing, reduced interest expense

strategy-the kind of strategy you'll find at

and more profit.

Merrill Lynch.

Debt doesn't have to be

A Merrill Lynch Financial

a liability. Managed wisely,

Consultant, working with you and

it can be a valuable asset

a team of business finance

in reaching your financial

specialists, can help

goals. Find out how

you by opening

Merrill Lynch can make

a Working Capital

your business financing

Management'M Account

work for you. Call

1-800-MERRILL, ext. 2493.

that automatically

The difference is planning.

combines borrowing and

The difference is Merrill Lynch.

~ Merrill Lynch A tradition of trust.

\%rking Capital Management is a service mark of Merrill Lynch & Co., Inc. © 1997 Merrill Lynch, Pierce, Fenner & Smith Incorporated. Member SIPC.