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Part 3 of 3: Keyword (Email Only) and One-Time Activation Code There is an additional step if you’re paying a person via email transfer: Establishing a keyword, which will be used by the payee in order to receive your payment. No matter which kind of transfer you are sending, you need to create a one-time activation code. This code is an added security measure that ensures you, the account owner, are creating the payee.

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1. Enter a keyword and confirm it. This step is only needed if you are adding a payee that will receive funds in an email. 2. Click the Next button. 3. Select a preferred delivery method to receive your activation code. 4. Click the Next button. 5. Enter your activation code. 6. Click the Next button. 7. The new payee appears on the Payment screen.

Bill Payment: Creating a Payee: Person