BPCE_REGISTRATION_DOCUMENT_2017

4 2017 ACTIVITIES AND FINANCIAL INFORMATION BPCE SA group financial data

4.4.2

Analysis of the consolidated balance sheet of BPCE SA group

Change

12/31/2017

12/31/2016

€bn

%

in billions of euros 

Cash andamountsdue from centralbanks Financialassetsat fair value throughprofit or loss

82.7

72.0

10.7 (4.1) (4.6) (1.7) (6.4) (1.6) (0.9) (0.9) 4.2

14.8% (2.4%) (34.8%) (1.4%) (2.6%) (24.0%) (30.0%) (1.5%) 7.0%

167.0

171.2

Hedgingderivatives

8.6

13.2 60.9

Available-for-salefinancial assets

65.2

Loans and receivablesdue from creditinstitutions Loans and receivablesdue from customers

121.6 241.3

123.3 247.8

Revaluation differenceson interestrate risk-hedged portfolios

5.1 2.1

6.7 3.0

Held-to-maturity financial assets

Currentand deferredtax assetsand other assets

59.1

60.1

Fixed assets

3.1 3.7

3.1 3.8

0.1

1.8%

Goodwill ASSETS

(0.1) (5.4)

(2.0%) (0.7%)

759.6

765.1

Amount due tocentralbanks

0.0

0.0

0.0 2.0

ns

Financialliabilities atfair value through profitor loss

138.5

136.5

1.5%

Hedgingderivatives

10.0

13.8

(3.8)

(27.5%)

Amounts dueto credit institutions

122.1 116.0 205.9

113.7 103.9 223.7

8.4

7.4%

Amounts dueto customers

12.1

11.6% (8.0%) (43.3%) (16.0%) 11.3% (16.4%) (6.6%) (7.2%) (0.7%) (6.8%)

Debt securities

(17.8)

Revaluation differenceson interestrate risk-hedged portfolios Currentand deferredtax liabilities and other liabilities

0.3

0.5

(0.2) (8.5)

44.5 76.6

52.9 68.8

Technical reserves of insurancecompanies

7.8

Provisions

2.8

3.0

(0.2) (3.3) (1.3) (0.5) (5.4)

Subordinated debt

17.0 18.9

20.4 20.2

Equityattributableto equity holdersof the parent

Non-controllinginterests

7.0

7.6

LIABILITIES

759.6

765.1

(- € 4.1 billion), hedging derivatives (- € 4.6 billion) and loans and receivables due from customers (- € 6.4 billion). Equity attributable to equity holders of the parent totaled € 18.9 billion at December 31, 2017, representinga decline compared to December 31, 2016. The change over the period notably included net income for the year, i.e. + € 0.8 billion.

At December 31, 2017, the consolidated balance sheet of BPCE SA group totaled € 759.6 billion, down 0.7% compared with December31, 2016. The balance sheet was stable over the year, concealing the disparity between the gain in cash and amounts due from central banks (+ € 10.7 billion) and available-for-salefinancial assets (+4.2 billion), and the decline in financial assets at fair value through profit or loss

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Registration document 2017