BPCE_REGISTRATION_DOCUMENT_2017

FINANCIAL REPORT IFRS Consolidated Financial Statements of Groupe BPCE as at December 31, 2017

Specialized Financial Services

Retail Banking and Insurance

Banque Populaire banks Caisses d’Epargne

Insurance (Natixis)

Other networks

12/31/2017 12/31/2016 12/31/2017 12/31/2016 12/31/2017 12/31/2016 12/31/2017 12/31/2016 12/31/2017 12/31/2016 12/31/2017 12/31/2016 276,443 260,206 332,364 317,972 24,243 22,486 89,650 79,324 119,935 131,016 842,634 811,003 218,603 205,953 268,944 256,711 17,985 17,033 79,878 70,800 91,512 100,038 676,921 650,534

in millions of euros Segment assets Segment liabilities*

Segment liabilities represent the liabilities restated for equityandotherliabilities (notably includingtax liabilities and other liabilities and provisions). *

SEGMENT REPORTING BY GEOGRAPHIC REGION 10.3 The geographic analysis of segment assets and results i based onthe location where business activities are recognized.

Net banking income

2017

2016

in millionsof euros

France

18,663

19,700

Rest ofEurope North America Rest ofworld

1,448 2,640

1,145 2,510

969

803

TOTAL

23,720

24,158

Total segment assets

2017

2016

in millionsof euros

France

1,145,030

1,097,926

5

Rest ofEurope North America Rest ofworld

21,967 59,779 33,075

31,857 73,757 31,700

TOTAL

1,259,850

1,235,240

Note 11

Commitments

The amountsshown correspond to thenominal valueof commitments given.

LOAN COMMITMENTS 11.1

12/31/2017

12/31/2016

in millionsof euros

Loan commitmentsgiven to: credit institutions -

1,233

1,400

customers -

115,912 106,916

114,952 109,694

Credit facilities granted Other commitments

8,996

5,258

TOTALLOANCOMMITMENTS GIVEN Loan commitmentsreceived from: credit institutions -

117,145

116,352

46,956

48,781

customers -

6,514

4,508

TOTALLOANCOMMITMENTS RECEIVED

53,470

53,289

317

Registration document 2017