BPCE_REGISTRATION_DOCUMENT_2017

FINANCIAL REPORT IFRS Consolidated Financial Statements of Groupe BPCE as at December 31, 2017

is one of the main distributors of State-sponsored rental accommodation loans and intermediate rental loans. The Group is also thesole major shareholder in certainsocial housing companies.

In view of the economic substance of the Group’s dealings with the social housing sector, where organizations are subject to specific regulations, some social housing companies have been classified as related parties.

Banking transactions with social housing companies

12/31/2017

12/31/2016

in millionsof euros

Loans outstanding Commitmentsgiven

1,819

1,501

195 665

213 461

Deposit accountbalances

Outstanding financial investments(UCITSand securities)

36

21

Fiscal year 2017

Fiscal year 2016

in millionsof euros

Interest income fromloans

46 (6)

36 (7) (1)

Interestexpense on bank deposits

Financialexpense on investments (UCITS and securities)

5

319

Registration document 2017