BPCE_REGISTRATION_DOCUMENT_2017

FINANCIAL REPORT IFRS Consolidated Financial Statements of BPCE SA group as at December 31, 2017

Non-guaranteed residual value

12/31/2017

12/31/2016

Real estate assets

Non-real estate assets

Real estate assets

Non-real estate assets

Total

Total

in millionsof euros

Finance leases Non-guaranteed residual value accruing tothe lessor

727

11

738

779

10

789

Contingent rental income for the period recorded as income

Fiscal year 2017

Fiscal year 2016

in millions of euros Finance leases Operating leases

1

1 6

10

LEASING TRANSACTIONS AS LESSEE 14.2

Fixed assets by category

12/31/2017

12/31/2016

Real estate assets

Non-real estate assets

Real estate assets

Non-real estate assets

Total

Total

 in millions of euros Finance leases Carrying amount

5

51

51

54

54

Minimum future lease payments

12/31/2017

12/31/2016

Term outstanding

Term outstanding

≥ 1 year to < 5 years > 5 years

≥ 1 year to < 5 years > 5 years

< 1 year

Total

< 1 year

Total

in millions of euros

Operating leases Minimum future amounts payable on non-cancellable contracts

287

959

592

1,838

249

887

288

1,424

Minimum future leasepayments receivable on non-cancellable subleasing contracts

///

///

///

1

///

///

///

1

Amounts recognized in net income

Fiscal year 2017

Fiscal year 2016

in millionsof euros

Operatingleases Minimum payments

(296)

(248)

Contingentrental payments included in expenses for theperiod

(10)

(5)

Incomefrom subleasing activities

9

6

439

Registration document 2017