BPCE_REGISTRATION_DOCUMENT_2017

5 FINANCIAL REPORT

BPCE parent company financial statements

BPCE’s share capital, totaling € 156 million and comprising 31,148,464 shares with a par value of € 5 per share, can be broken down asfollows: 15,574,232ordinary shares held by the Caisses d’Epargne for € 78 ● million; 15,574,232ordinaryshares held by the BanquePopulairebanks for ● € 78 million. At the Ordinary General Meeting of May 19, 2017, BPCE decided to pay dividends to its shareholdersin the amount of € 384 million, or € 12.312 per share, to be charged in full against income for fiscal year 2016.

The dividend waspaid as follows: throughan interimdividendpaid on December20, 2016 for a total ● amount of € 174,998,300.44,i.e. € 5.6182 per share, decided on by the Management Board onDecember19, 2016; the balance of the dividend was paid to shareholderson May 24, ● 2017 for a total amount of € 208,501,588.33, i.e. € 6.6938 per share. At its meeting of December 21, 2017, BPCE’s Management Board decided to pay an interim dividend to its shareholders totaling € 201,502,528.46, or € 6.4691 per share.

ANALYSIS OF LOANS AND BORROWINGS BY TERM OUTSTANDING 3.13 Sources and uses of funds with fixed due dates are presented byresidualmaturityand includeaccrued interest.

31/12/2017

Less than 1 month

1 to 3 months 1,052

3 months to

No fixed maturity

Total

1 year 1 to 5 years Over 5 years

in millions of euros

Treasury billsand equivalent

2,849

5,942

5,931

3,661

0

19,435

Loans and advancesdue from creditinstitutions

24,624 21,961 49,891 63,013 24,257

30 183,776

Customer transactions

35

0

12

144

221

0 0

412

Bondsand other fixed-income securities

4,853

1,389 10,053 27,049 14,805

58,149

Total uses offunds

32,361 24,402 65,898 96,137 42,944 47,235 16,125 18,335 44,957 16,784

30 261,772

Amounts dueto credit institutions

0 143,436

Customer transactions

1,634 9,423

0

225

0

0

0 0

1,859

Debt securities

8,606 28,131 22,965 11,571

80,696

Subordinated debt

384

0

0

546 14,373

805 16,108 805 242,099

Total sourcesof funds

58,676 24,731 46,691 68,468 42,728

Note 4

Information on off-balance sheet items and similar transactions

4.1

COMMITMENTS GIVEN AND RECEIVED

4.1.1

Loan commitments

31/12/2017

31/12/2016

in millionsof euros

Financing commitments given To banks

3,292

17,971

Documentary credit

0 0 4 4

0 0 0 0

Other creditfacilities granted

Other commitments

To customers

TOTALFINANCING COMMITMENTS GIVEN

3,296

17,971

Financing commitments received From banks

46,286

42,524

From customers

0

0

TOTALFINANCING COMMITMENTS RECEIVED

46,286

42,524

494

Registration document 2017