BPCE_REGISTRATION_DOCUMENT_2017

6 SOCIAL, ENVIRONMENTAL AND SOCIETAL INFORMATION Responsible internal practices

BREAKDOWN OF PERMANENT STAFF TRAINED BY AREA ➡ OF TRAINING In today’s increasinglyregulatedbankingindustry,traininginitiatives focus predominantlyon regulatory issues. Second in line are trainingcourses on bancassurance techniquesand technologies.

Cross-Business 9%

Information Technology 15%

Regulatory 31%

Expertise 2% Management 4%

Banking & Insurance Techniques 18%

Sales 18%

Professionaldegreeprogram 3%

6.4.2

Reducingour direct environmental footprint

CLIMATE CHANGE The group has set a target in its fight against climate change of cutting its greenhouse gas emissions by 10% between 2018 and 2020, resultingin a decreasefrom 686,773 to 618,096metric tons of CO 2 equivalentby 2020. The Group Sustainable Development division has strengthened the carbon review tool since 2013 for the purpose of monitoring the achievement of the measurestaken to reach specifictargets.This tool is used to create greenhousegas (GHG) emissionsassessmentsusing a methodcompatiblewith that of ADEME,the ISO 14064 standard,and the GreenhouseGas Protocol. After six years spent collectingcarbon data using a stable benchmark shared by all of the Group’s companies, the tool is able to provide: an estimateof eachcompany’s greenhouse gas emissions; ● a map of GHG emissions: ● by source: energy, procurement of goods and services, business - travel, fixed assets, and other, by scope (1) . Direct emissionscaused by bank productsand services - are, however, excluded from the analysis. The carbon review currently performedby the entities covers 89% of the group’spermanent staff. Each year, the group provides stable benchmarkindices covering the entire group and each individualentity, which are used to define local GHG emissionsreduction plansand drivenational initiatives. Throughthese efforts,GroupeBPCE has reducedand stabilizedits CO 2 emissions, in linewithits continuous improvement policy.

Reducing the environmentalfootprint of the group’s own operations is one of the key pillars of the 2018-2020CSR strategy:the group has set the goal of achieving a 10% reduction of carbon emissions by 2020. To this end, it has established a robust, proven group environmental reporting system and carried out several campaigns to raise awareness of bestpractices. Furthermore, three projects bringing together the regional banks’ sustainable development officers and business experts were conducted in2017, covering: paper; ● mobility; ● waste electrical and electronic equipment (WEEE). ● Every year, the Group’s Sustainable Development division places a special focus ontraining by organizing sessions on: raising awareness of CSR, energy and climate issues; in 2017, four ● sessions were organized for Group employees in different business lines; CSR reporting: two sessions were scheduled in 2017 to raise ● employeeawarenessof the organizationof CSR data collectionand the use of IT toolsfor preparing and publishing the CSRreport; providing training in the tools used to calculate the Group’s ● greenhousegas emissions. Two such training sessions were held in October and November for all employees using these tools in their work and for a panel of officers from the Logistics division. Attendees were given a starter kit at the end of eachsession.

The GHG Protocol divides an entity’s (or organization’s) GHG emissions into the following scopes: (1) • scope 1: direct emissions caused by fossil fuel combustion (oil, gas, coal, etc.) and liquid refrigerant leaks from resources owned or operated by the company; • scope 2: indirect emissions caused by purchasing or producing electricity, steam, heating and cooling;

• scope 3: sum of all other indirect emissions (from the supply chain, expanded to include freight and human transportation). Note that the regulatory requirements under Article 75 of the Grenelle environmental framework cover Scope 1 and Scope 2.

576

Registration document 2017