BPCE_REGISTRATION_DOCUMENT_2017

6 SOCIAL, ENVIRONMENTAL AND SOCIETAL INFORMATION Responsible internal practices

Change 2016-2017

2017

Indicator

2016

2015

Total fuelconsumption for business travel in cars (1)

14,832,646

13,571,600

13,774,167

9%

(liters)

Average grams of CO 2

per km(as statedby manufacturer) for

company cars and fleetcars (grams of CO 2 /km)

100

100

105

0%

Business travel bytrain (km) Business travel byplane (km)

60,335,055 72,296,066

61,384,466 69,958,952

75,183,552 70,007,319

(2%)

3% Sumof indicators:GASOLINEconsumptionby companyand fleet cars + DIESELconsumptionby companyand fleet cars + businesstravel in privatecars;km-to-literconversionfor the privatecar (1) indicator with the ratio from the carbonreviewuser’sguide:0.08 liter/km.

WASTE REDUCTION AND RECYCLING Thanks to initiatives aimed at promoting the circular economy, the group’s total volume of non-hazardousindustrial waste (1) per FTE fell by 8%. 56% of this waste is recycled. Since 2012, Groupe BPCE has worked to improve the accuracy of waste reporting by its constituent entities. Categories of waste include non-hazardousindustrial waste, fluorescent/neontubes and compact fluorescent bulbs, and waste electrical and electronic equipment(WEEE). In addition, the entities have undertakenmultiple initiatives to recycle different types of waste and certain types of products. In the WEEE category, a guide was co-drafted by BPCE (CSR, procurement and IT functions) and Ecologic, and distributed to the

Groupe BPCE institutions to raise awareness and inform them about existing solutions. The guide was presented to the CSR, Logistics and procurement functions by videoconference. BPCE Procurement currently lists five WEEE service providers and/or networks, all of which are EAs/ESATs and/or professional inclusioncompanies. Banking-related waste The increase in the total volume of waste in 2017 can be attributed to the sharp rise in WEEE collected, due to the removal of photocopiersand servers from the branches, re-locationsresulting in the replacementof equipmentand, and improved recognitionof this type waste thanks to awareness-raising campaigns conducted throughoutthe year(see above).

Change 2016-2017

2017 0.13

Indicator

2016 0.09

2015

Volumeof waste (1) produced per FTE (metrictons perFTE) Quantityof recycled ink and tonercartridges (number)

0.2

37%

127,716

172,304

175,211

(26%)

Non-hazardousindustrialwaste,fluorescent/neontubesand compactfluorescentlight bulbs,wasteelectricaland electronicequipment(WEEE). (1)

SUSTAINABLE USE OF RESOURCES

and other types of paper (specific printouts, thermal paper used by automated teller machines and in self-service banking, office i.e. 76.40 supplies, marketingmaterials, large-volumeprintouts, non-A4 reams,

In 2017, paper consumptionamountedto 7,054metric tons, kg/FTE, down 19% compared with 2016. These data cover reams of paper used internally, paper used for customer relations (printouts) Paper consumption

prospectuses, pre-printedpaper, envelopes, letterheads, mailings).

Change 2016-2017

2017

Indicator

2016

2015

Total recycledand/orcertified paper* (kg per FTE)

51.17 25.23 74.5%

42.92 51.52 48.3%

NC NC NC

19.23%

Total regularpaper*, i.e. not recycled and/orcertified (kg perFTE)

(51%)

% of recyclable A4 reams 54% * Includes A4 reams purchased during the fiscalyear,printouts(predominantlyaccountstatements), specific printouts, thermal paper forATM receipts,officesupplies, marketingmaterials, large-volume documents, reamsof paperother than A4, prospectuses, forms, envelopes, headed paper, mailings.

Paper consumption isreducedby: replacing individual printers with shared printers, where users are ● required to go to the shared printer to confirm the printouts launched from theirworkstation,thus avoiding unused printouts;

dematerialization, particularly in customer relations (in-branch ● electronic signature, remote selling, paperless account statements and general termsand conditions of sale); better monitoring of reports submitted by key suppliers, thus ● improving dataaccuracyand completeness;

Non-hazardous industrial waste: paper, boxes, food waste, glass, plastic, metal. (1)

580

Registration document 2017