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Table of Contents
| What Is A Short Sale? | 2 |
| Who Qualifies For A Short Sale? | 3 |
| Who Profits From A Short Sale | 4 |
| The Short Sale Process | 5 |
| Who Is A "Loss Mitigator" | 6 |
| Who Is A BPO? | 6 |
| The Short Sale "Package" | 8 |
| A Covering Letter | 8 |
| A Letter Of Authorization | 9 |
| Purchase & Sales Agreement | 9 |
| A "HUD-1" Settlement Statement | 9 |
| A Financial Statement | 9 |
| A Hardship Letter | 9 |
| Your Last Two Year's Tax Returns & Financials | 10 |
| Repair Estimates | 10 |
| Behind The Scenes | 11 |
| Personal Notes | 12 |