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Banking Law
Mr. Barry K. Maddix, Ms. Patricia A. Allouise,
3 credits day; 3 credits evening. This introductory course in banking law is focused on state and
federal regulation of banks and bank holding companies and the changing landscape of financial
regulation generally as a result of the recently enacted Dodd-Frank Wall Street Reform and
Consumer Protection Act. Each student will be evaluated based upon class participation (20%)
and the final exam (80%). The class participation grade will be based on attendance, class
participation and overall effort (10%) and a five minute oral presentation (10%) which may be
done as part of a group presentation or individually. Regular attendance in class, active interest
and participation in class discussions and exercises, and preparation for class are the most
important aspects of class participation. The instructor tries to also make use of group exercises
to help problem solve and analyze various issues.
This course will survey the complex regulatory regime governing the operations of commercial
banking organizations in the United States. The primary focus will be on federal regulation of
banks and bank holding companies. Nevertheless, there will also, of necessity, be coverage of
federal regulation of other types of depository institutions and holding companies -- such as
credit unions, savings associations, and savings and loan holding companies -- as well as of state
regulation of depository institutions and their holding companies. Current issues relating to bank
mergers, diversification of banking organizations into other forms of financial and commercial
activities, regulatory responses to troubled banks (including federal enforcement authority), and
regulation of foreign bank activities will be covered. Co-taught by Ms. Allouise and Mr. Maddix
Elective Course
Meets Base Menu Requirement
Meets Financial Services Concentration Requirements
Final Exam Required