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Prof. Kathleen C. Engel,
3 credits day; 3 credits evening.
This course covers laws governing consumer credit, including anti-discrimination laws, the
Truth-in-Lending Act, the Home Ownership and Equity Protection Act, the Federal Trade
Commission Act, unfair and deceptive acts and practices laws, and anti-predatory lending laws.
We will also look at common law claims of fraud and improvident contracts as well as contract
claims like un-conscionability. We will examine an array of credit products, such as payday
loans, auto title loans, refund anticipation loans, home loans, student loans, and credit cards.
Given the current issues that have arisen with foreclosure practices, we will also spend time on
foreclosure. Lastly, we will analyze the brand new Dodd-Frank Wall Street Reform and
Consumer Protection Act and the Consumer Financial Protection Bureau that the Act created.
Meets Financial Services Concentration Requirements
Consumer Law