Eastern Caribbean Central Bank
Notes to Consolidated Financial Statements
March 31, 2015
(expressed in Eastern Caribbean dollars)
3. Financial risk management
…continued
b) Credit risk
…c
ontinued
Maximum exposure to credit risk before collateral held or other credit enhancements
Credit risk exposure relating to on-balance sheet assets is as follows:
2015
$
2014
$
As at March 31
Assets
Foreign assets
Balances with other central banks
13,034,602
5,080,129
Balances with foreign banks
73,225
86,165
Money market instruments and money at call
1,357,560,282
1,175,024,739
Financial assets held for trading
4,495,651
1,388,227
Available-for-sale - foreign investment securities
2,539,942,707
2,287,942,394
3,915,106,467
3,469,521,654
Domestic assets
Cash and balances with local banks
2,464,446
2,049,083
Due from local banks
9,572,418
9,569,363
Term deposits
11,022,652
11,533,371
Loans and receivables -
participating governments’ securities
100,225,950
103,878,763
Loans and receivables -
participating governments’
advances
67,490,727
81,510,157
Accounts receivable
7,063,523
6,710,091
Available-for-sale - domestic investment securities
421,686
421,686
198,261,402
215,672,514
Total on-balance sheet credit risk
4,113,367,869
3,685,194,168
ECCB
ANNUAL REPORT 2014/2015
73
EASTERN CARIBBEAN CENTRAL BANK
3.
Financial risk management
…continued
b) Credit risk
continued
axi
ex os re to cre it ris efore collateral el or ot er cre it e a ce ents
it is
l ti
l
t
t i ll
:
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(expressed in Eastern Caribbean dollars)
March 31, 2015
