March 2019

Florence’s…

Service For Life ! “Insider Tips For Healthy, Wealthy & Happy Living…” 5 Essential Tips for Discussing Money with Your Partner Money can be an emotionally challenging topic for couples to discuss. It can feel uncomfortable, and people often have conflicting ideas when it comes to managing money. In fact, money is said to be a big factor in most divorces. Before miscommunication or disagreements happen, take some time to approach this crucial topic with your partner. Here are some tips to help you navigate potentially choppy waters: 1. Find a time to discuss money when you are both calm and relaxed. Don’t use a financial disagreement as a starting point for this conversation. Why not set aside time in your calendars to have the talk? 2. Ensure you approach the conversation with caution. Talk calmly and try to understand where your partner is coming from. Ask questions with curiosity and try not to be judgmental. Be prepared to pause and table for later if the discussion becomes heated or if you find yourself too much at odds. 3. Ask your partner what their financial values and goals are when it comes to money. For example, one partner may want to be frugal with day-to-day spending and splurge on a vacation twice a year, while the other partner is a strategic thinker and is planning to save for the children’s future education. 4. Discuss how you plan to handle the household finances. Should you have a joint account for utilities and the mortgage payments, or will there be a designated payer? How will you handle emergencies, like an unexpected repair?

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March 2019 Oxnard, California

Inside This Issue…

Top 5 Tips for Discussing Money with Your Partner …Page 1

Warning Signs of Skin Cancer …Page 2

Foods You Shouldn’t Put in the Blender …Page 2

Designing Small Spaces…Page 3

Answer This Trivia Question and You Could Win $75 Gift Card for Lure Restaurant...Page 4

Who Determines the Value of My Home?...Page 4

5. Approach how you plan to handle debt: Will you keep separate credit cards? Consider how much debt you both plan to pay off each month.

Investing time in this crucial conversation will not only build trust, but deepen your communication skills with your loved one. The money talk can be a positive team-building exercise rather than a disagreement!

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