Courtesy of Shelina Wardrope
8 STEPSTOBUYINGAHOUSE Ever wished there was a step-by-step guide to buying a home that was short and to the point? Well, here you go! Buying a new home – especially if you’re a first timer – can be overwhelming. Even if you’ve done it before, you may have forgotten certain steps, or perhaps enough time has passed that the process has changed. The following eight steps take you from your first MLS® search to possession day and cover almost everything in between. 1. Take a look at your finances. Before you do anything else, you need to take a good look at your finances to determine whether a home purchase is even possible. You should have money in your savings account, no major credit card debt and all of your bill payments should be up to date. 2. See what’s out there. Consider this step early research. You aren’t necessarily looking for a property at this point. Instead, you need to see what’s available, what price range you’re dealing with and potential locations. 3. Talk to your bank. Once you have a good idea of your finances and a rough idea of the amount you’ll be paying for a home, you should head to your bank for pre-approval. 4. Contact your real estate agent. If you haven’t let your Realtor know you’re in the market for a new home yet, now is the time! 5. Start shopping. Alongside your agent, begin visiting homes in the neighbourhoods you’d like to live in. Try to keep an open mind. You may have started out wanting a two-storey, but maybe that bungalow near the park would actually be a perfect fit. 6. Make an offer. Once you’ve found a house you can picture yourself living in, come up with an offer price that is neither too low nor too high. 7. Get an inspection. After your offer is accepted, have your potential new home inspected to ensure there are no major issues with the roof, foundation, plumbing, electrical and so on. 8. Finalize the paperwork. This will involve signing all final paperwork with your bank and lawyers, paying for closing costs and waiting for money to be transferred to the sellers. Once that’s done, you’ll find yourself the proud owner of a new home. Congratulations!
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B ISFORBAUHAUS Bauhaus began as a German art school in 1919, but has since become an entire movement now recognized as a massive influencer of modern architecture, art, graphic design and interior design. From 1919 to 1933, three schools operated in three different German cities – Weimar, Dessau and Berlin. Founded by Walter Gropius, the Bauhaus school centered on the idea that all of the arts should be brought together and taught in relation to each other. And though the school was shut down in 1933 due to pressure from the Nazi regime, its idea lived on and continued to be taught throughout Europe and the rest of the world. The Bauhaus school had a major impact on art and architecture in both Canada and the United States and its primary idea – that art, craft and technology should be unified – has influenced the teaching style in design schools across the globe. ONESMALL STEP Did you know that since the first moon landing on July 20, 1969, ten astronauts have followed in the footsteps of Neil Armstrong and Buzz Aldrin? Their names are Pete Conrad, Alan Bean, Alan Shepard, Edgar Mitchell, David Scott, James Irwin, John Young, Charles Duke, Eugene Cernan and Harrison Schmitt. The last mission to the moon was in 1972.
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