FBFCU 1st Quarter Newsletter 2026

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First Quarter 2026

The Advantages of a Money Market Account

The primary advantage of a Money Market Account is its ability to offer more attractive interest rates than other savings accounts while keeping your funds easily accessible. The Money Market Account at FBFCU boasts a 3.00% Annual Percentage Yield (APY), which is considerably higher than the National Average of other savings products as reported by the FDIC. Please refer to the chart below for details.

Like other deposit accounts, the FBFCU Money Market Account is backed by federal insurance, providing coverage of up to $250,000 when held by the same owner(s). In addition, a Money Market Account can be a valuable savings tool for achieving both short term and long-term financial objectives. For instance, you may consider opening a money market account if you: • need a convenient and secure place to keep your emergency funds • want to earn an APY comparable to CDs without tying up your money for months • are interested in saving toward a major purchase, such as a down payment on a home If you want to achieve your saving goals and earn a higher interest rate while retaining access to your funds, a Money Market Account may be the ideal choice. Go to FortBraggFCU.org/mma to learn more about FBFCU’s Money Market Account.

Product

National Average

Savings

0.40% 0.07%

Checking

48 month CD 1.24% *National Average rates are from FDIC at www.fdic.gov/resources/bankers/national-rates/ and are valid as of 11/17/2025.

Supporting Our Communities Fort Bragg Federal Credit Union is proud to support numerous charitable organizations and participate in community events through both corporate and employee donations, as well as volunteer efforts. This fall was filled with meaningful moments as we connected with our community and supported causes close to our hearts.

In November, we welcomed Veterans at all branch locations with a special appreciation gift in recognition of their service. Their courage and dedication inspire us every day, and it was an honor to show our gratitude in a small but heartfelt way. In December, we delivered breakfast to the

Cumberland County Sheriff’s Office as a token of appreciation for their around-the-clock commitment to keeping our community safe. We’re grateful for their service and proud to support those who serve others.

The month of October brought wagging tails and full hearts as we partnered with the Moore Humane Society for a pet adoption and supply drive at our Southern Pines branch. Thanks to generous donations from our employees and community members, we helped local animals find comfort, care, and their forever homes.

Our team also stepped out for the Walk to End Alzheimer’s—an inspiring event dedicated to raising awareness and funds for care, support, and research. We were proud to join thousands of others committed to creating a future without Alzheimer’s.

Together, these events reflect our ongoing mission to give back, uplift, and stay connected to the people and partners who make our community strong. We are always honored to support both military and civilian families across the communities we proudly serve.