CA Indosuez (Switzerland) SA - 2018 Annual Report

65

2018 annual financial statements

5.2. Collateral for loans and off-balance sheet transactions as well as impaired loans

TYPE OF COLLATERAL

Secured by mortgage

Other collateral

Unsecured

Total

(in thousands of CHF)

Loans (before netting with value adjustments) Amounts due from clients

42,526

5,417,641

2,558,229

8,018,396

Mortgage loans

665,248

-

-

665,248

– residential property

523,204

-

-

523,204

– business premises

133,265

-

-

133,265

– other

8,778

-

-

8,778

Total loans (before netting with value adjustments) Current year

707,774 5,417,641 2,558,229 8,683,644

Previous year

832,355 5,277,621 3,391,395 9,501,371

Total loans (after netting with value adjustments) Current year

707,542 5,268,092 2,558,229 8,533,862

Previous year

831,990 5,119,503 3,391,395 9,342,888

Off-balance sheet Contingent liabilities

14,610

565,673

3,600,871

4,181,154

Irrevocable commitments

52

243,491

820,675

1,064,219

Commitment credits

-

15

430,445

430,459

Total off-balance sheet Current year

14,662

809,179 4,851,991 5,675,832

Previous year

20,741

978,049 5,367,502 6,366,292

Impaired loans

Estimated liquidation value of collateral

Individual value adjustments

Gross amount

Net amount

(in thousands of CHF)

Current year

204,281

37,329

166,952

149,782

Previous year

188,371

22,147

166,224

158,483

The change in the gross figure is due to the resolution of past-due loans either by a local legal authority decision or an agreement with creditors.