BIC_Registration_Document_2017

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CONTENTS	2
Registration document including the Annual Financial Report 2017	3
Chairman's message	5
Profile and Strategy	6
Profile 2017	8
1. GROUP PRESENTATION	11
2. OUR ENVIRONMENTAL, SOCIAL, AND SOCIETAL RESPONSIBILITY	41
3. CORPORATE GOVERNANCE	105
4. COMMENTS ON THE YEAR	151
5. FINANCIAL STATEMENTS	165
6. INFORMATION ON THE ISSUER	255
7. BOARD OF DIRECTORS’ REPORT AND DRAFT RESOLUTIONS OF THE SHAREHOLDERS’ MEETING OF MAY 16, 2018	267
8. ADDITIONAL INFORMATION	305

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