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Food Depot Health Insurance 2016 High Deductible Plan

This option for health insurance satisfies the company obligation to provide affordable coverage and provide Essential Health Benefits as mandated by the Affordable Care Act. Your payroll deduction will be taken out pre-tax. Once you are on the plan, you sign up for the entire year, no on and off. We were also able to lower dependent costs this year.

2016 Payroll Deduction

Employee Only

$ 40 $310 $285 $478

Employee and Spouse Employee and Children

Family

This plan is a deductible only plan. It has no copays for anything. The deductible is $5,600 per person. After that United Healthcare pays the rest for in network care. If you go to the doctor, get medicine, have surgery, go to the ER, you pay the bill until your charges reach $5,600. You will receive the discounted rate that UnitedHealthcare has negotiated. Mandated preventative care is covered at 100% with no deductible By electing this plan, you can establish a Health Savings Account (HSA). The preferred vendor is Optum Bank, a subsidiary of UnitedHealthcare. For any questions throughout the year, please contact United Healthcare at 866-314-0335

This letter is a summary of benefits and actual plan documents will prevail in case of discrepancy.