University Centre Hartpury Prospectus 2019

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Student finance explained

Unsure how you’ll pay for university and what support is on offer? Don’t worry, there are many support packages available. This simple guide should help you to understand what they are. See our website for more detailed information.

Loans Tuition Fee loan

anything until you’ve graduated and you’re earning £25,000 and above. Even then you only pay 9% of your income above £25,000 each year. How to apply for your loans It’s simple. You can apply for both your student and maintenance loan in one go. Visit our website to find out how. ‘Free’ finance Grants, scholarships, studentships and bursaries are extra financial packages that don’t need to be paid back. There are a range to choose from including packages for carers and low income households. You can find out more on our website. Our tuition fees for full-time students are: UK and EU students - £9,250/year International students - £12,000 per year For part-time course options and fees, please see our website.

If you are UK or EU resident* and this is your first degree, you’ll be eligible for a full tuition fee loan. This will cover your tuition fees and will be paid directly to your university. Maintenance Loan UK students will also then be eligible to apply for a means-tested (depending on your household income) Maintenance Loan to cover your living costs. How much you get depends on your household income, where you study, where you live and how long for. (Maintenance loans vary between England, Wales, Scotland and Northern Ireland, and are not available to EU students). Do I need to pay back my loans? Yes, your loans will need to be paid back. However, if you’re concerned about accruing debt, you needn’t be, as paying your loan back is very manageable. You don’t start paying

*Specific conditions apply. See www.gov.uk/student-finance www.hartpury.ac.uk/uni-finance