Long, Randi J. - Pruco Life Policy #V2 583 539

Age 121

We discontinue the monthly charges from the contract fund on the first contract anniversary on or following the Insured's 121st birthday. You may continue the contract after that anniversary and it will then continue to operate as described in its provisions (including the Death Benefit and Contract Fund provisions), although you may not make any premium payments except for amounts required to keep the policy in force under the grace period, and no monthly charges will be deducted from the contract fund. Loans, loan repayments, and withdrawals can continue to be made after age 121. Cash value default may not occur on or following such anniversary. Excess contract debt default may occur if contract debt ever grows to be equal to or more than the cash value (See Default). The contract may not qualify as life insurance under Federal tax law after the Insured has attained age 100 and may be subject to adverse tax consequences. A tax advisor should be consulted before you choose to continue the contract after the Insured reaches age 100.

BASIS OF COMPUTATION

Mortality Basis and Interest Rate

We compute maximum monthly insurance rates using:

1. for issue ages 18 and above, the Commissioners 2017 Standard Ordinary Smoker and Nonsmoker Ultimate Mortality Tables (for issue ages less than 18, we will use the Commissioners 2017 Standard Ordinary Composite Mortality Table through attained age 17 and the Commissioners 2017 Standard Ordinary Nonsmoker Ultimate Mortality Table thereafter); 100% male rates are used for Unisex contracts; The cash surrender values provided by this contract are at least as large as those set by the National Association of Insurance Commissioners Universal Life Insurance Regulation (Model #585). We have given the Interstate Insurance Product Regulation Commission a detailed statement of how we compute values and benefits. 02 19 2019 007 V2583539 PEP P16FRIIC 2. the issue age, sex (if applicable), smoker and non-smoker status, and rating class of the Insured and the length of time since the contract date; 3. age last birthday; and 4. an effective interest rate of 1% a year. Minimum Legal Values

ICC16 ULNLGA-2016

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