Long, Randi J. - Pruco Life Policy #V2 583 539

GUIDE TO CONTENTS

Page

3 Insured's Information; Rating Class; Basic Contract Information; Insurance Department Contact Information; Life Insurance on the Insured; Other Benefits (if applicable); Minimum Initial Premium; Contract Limitations; Adjustments to Premium Payments; Adjustments to the Contract Fund; Schedule of Maximum Surrender Charges 4 Table Of Limited No-Lapse Guarantee Values; Table Of Maximum Monthly Insurance Rates Per $1,000 of Net Amount At Risk; Table Of Attained Age Factors

Contract Data

Tables

5

Definitions

5

The Contract

Entire Contract; Contract Modifications; Incontestability

6

Ownership

6

Death Benefit Provisions

Death Benefit; Additional Death Benefits; Method of Payment; Suicide Exclusion; Interest on Death Benefit

7

Decrease in Basic Insurance Amount

Surrender Charge on Decreases

8

Cost of Insurance

8

Beneficiary

9

Premium Payment

Payment of Premiums; Net Premium Amount; Crediting the Initial Premium Payment

P162RIIC

9

Contract Fund

Cash Value; Net Cash Value; Net Amount at Risk; Deductions From the Contract Fund

10

Default

Excess Contract Debt Default; Cash Value Default; Notice of Default

10

Limited No-Lapse Guarantee

11

Reinstatement

11

Surrender

11

Withdrawals

Effect on Contract Fund; Effect on Basic Insurance Amount

ICC16 ULNLGA-2016

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