Central Coast Home & Lifestyle Autumn 2019

LOCAL AGENTS

LOCAL AGENTS

LOCAL AGENTS

REAL ESTATE ASSET MANAGERS

Thinking of Buying or Selling Property? Karlene’s Conveyancing provides you with friendly, professional straight forward and stressͲfree advice. Over 30 years Experience Call today for an obligation free consultation Shop 4 / 330 West Street, Umina Beach Phone: (02) 4342 3925 Fax: (02) 4341 5223 Email: stephensonsre@ozemail.com.au Family business established in 1986 @stephensonsre We’ll look after all your real estate needs Specialising in: - Residential Management & Sales - Commercial Management & Sales

Improve Property Value with a New Kitchen

A modern, well designed kitchen will increase the value of the home by much more than the costs involved – and perhaps make an unwanted property a desirable purchase for a prospective buyer. A time will come when you are ready to renovate your kitchen for personal satisfaction or to make life easier for the family and sometime in the future the family home will be sold, either on retirement or to move to another area.Bear in mind that the proceeds from the sale of the family home are tax free, which means that apart from a new kitchen providing you with a better lifestyle, it could be one of the best investments you will ever make. Hats off kitchens are a cousin company to Gillmer kitchens in Brookvale. Gillmer kitchens were founded by four brothers – John, Merv, Ron and George, with their father Eleaser and have been a family owned business since its establishment in 1955. Over the years there have been more than 30 family members involved in the company. Jim Gillmer started working with his family in 1981 and founded

Hats off kitchens when he moved back to the Central Coast to be closer to his family in 2005. His Aunty Terry was the director of Gillmer kitchens at the time and in 2009 Terry retired and passed Gillmer kitchens onto Jim. Both businesses are run from our head office in Charmhaven on the NSW Central Coast and are owned and managed by Jim Gillmer and Jenna Hartman (maiden name Gillmer). Nothing substitutes for experience. If you want a kitchen company with a proven track record, Hats off kitchens has been in business since 2005 and has always managed to attract and keep a solid customer base because of its competitive pricing and friendly service. Hats off kitchens pride themselves on never having to charge exorbitant rates for good quality kitchens, and offer a design and delivery service of around 4 weeks. The kitchen is an integral part of your home and a meeting place for all the family. It is a fun place to congregate at parties or make memories with the children or grandchildren. Phone: 4393 0037

W hen it comes to negotiation, property sellers are often attracted to buyers who have pre-approved finance over those who don’t. Loan pre-approval lets you head into the purchase process knowing the maximum amount you have to spend on the property, giving you confidence to buy at auction or negotiate on price. It also saves you from looking at places that aren’t in your price range. It is important to keep in mind that pre-approved finance is typically a limited time offer and it does not lock you into a loan. Write down a list of features that the property must have, including the number of bedrooms and bathrooms you require, whether you need a covered garage, or perhaps a generous backyard for your children to play or for family pets. Once you know exactly what you’re looking for, you can narrow down the list of homes you wish to inspect. Don’t visit properties that don’t meet most of your requirements – unless you’re willing to spend big on renovations. Buyers - Getting your finance pre-approved

& Lifestyle Magazine | Autumn 2019 11

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