Legal Seminar, Denver, CO

1. What does your statute say  2. Note – if it provides the potential for a “hearing” if challenged, that is  not necessarily a contested case hearing.   See Camp v. Pitts, 411 U.S.  138 (1973) 

IV. Practical Considerations   a. Importance of pre‐filing/pre‐application meetings  b. Include enough support for each of the factors to meet the applicable standard of  review (more important if the decision is likely to be challenged  V. Policy Issues  a. Various bank charter options  b. Fintech business models and bank charters