Legal Seminar, Denver, CO

Marketplace Lending:  Potential Risks

• Consumer privacy • Unsound underwriting practices • Predatory lending practices

• Evasion of state laws • Fair lending concerns

Interaction with State Laws

1. Laws limiting interest rates and other fees 2. Consumer finance, lender licensing or bonding,  and other consumer protection laws 3. Debt collection laws 4. State privacy laws 5. State fair lending laws 6. Debt management or debt relief laws 7. Credit repair laws 8. Choice of law provisions