(PUB) Investing 2016

38

Historical Performance

Historical Risk

Morningstar Rating vs.Category 5  Best

Total Return % 01-31-16

Total Return % Category Rank

12- Mo Yld %

Stand- ard Devia- tion (R²)

Risk Relative to Category

Morningstar Analyst Rating

1  Best, 100  Worst

A N N U A L I Z E D

Morningstar 500 International Equity

YTD 1 Yr

3 Yr

5 Yr

10 Yr YTD 1 Yr 3 Yr 5 Yr 10 Yr

Foreign Stock

— -6.1 -5.1 2.1 2.6 2.4 — — — — — — 12.04 (85) —

QQQQ

American Beacon Intl Equity Inv AAIPX American Funds Europacific Growth A AEPGX American Funds Intl Gr and Inc A IGAAX Ariel International Equity Investor AINTX Artisan International Small Cap Investor ARTJX Artisan International Value Investor ARTKX Causeway International Value Inv CIVVX Columbia Acorn International Z ACINX DFA International Small Company I DFISX Dodge & Cox International Stock DODFX Fidelity Diversified International FDIVX Fidelity International Discovery FIGRX Artisan International Investor ARTIX

— FV

-6.3 -8.6 0.6 1.6 1.8 61 50 38 23 13 1.2 12.79 (93) -6.1 -7.8 1.7 2.2 3.3 48 75 45 50 31 1.8 11.22 (92) -4.6 -12.1 -1.0 1.8 — 14 87 76 34 — 3.4 11.27 (93) -3.3 -0.2 6.0 — — 7 2 1 — — 0.2 10.71 (90) -6.4 -11.3 2.1 4.9 3.7 59 97 38 13 20 0.5 12.81 (83)

Avg Low Low Low

Œ Œ

QQ

FG

FB ]QQQ

QQQQQ

— FV

„ Œ Œ Œ „ „ ´ ´ ´ „ ´ Œ „ „ Œ ˇ ˇ ´ ´ ´ „ „ ˇ ˇ ´ ˇ „ ´ Œ Œ „ ˇ „ ´ Œ „ Œ

FG [QQQ

+Avg

QQQ

FR FB FB FR FQ FG FG FB FB

-6.9 3.6 4.2 6.3 6.1 69 21 62 26 12 0.1 13.74 (63)

High Low Avg -Avg +Avg High +Avg +Avg Low Low High +Avg +Avg +Avg High +Avg +Avg -Avg High High Low Avg Low -Avg Avg -Avg Avg Low +Avg Avg Avg -Avg High +Avg Avg -Avg -Avg Avg +Avg +Avg Avg +Avg Avg

QQQQQ

6.7

-5.0 -6.1 4.9 6.5

24 30 4 3 1 0.9 10.82 (82)

QQQ QQQ QQQ

-6.7 -10.3 0.6 2.1 2.5 80 82 48 28 25 1.8 12.26 (89) -5.2 -7.1 1.8 2.9 5.2 19 94 88 86 20 1.3 10.97 (89) -6.5 -0.2 4.2 3.3 3.8 44 36 42 68 16 2.3 12.05 (84)

FB [QQ

-9.4 -19.0

-1.1 0.5 2.2 97 99 78 69 29 2.5 14.57 (91)

QQQ

-6.3 -4.2 4.1 3.6 2.4 57 31 12 26 62 0.9 12.32 (88) -6.9 -3.3 3.6 3.5 2.8 69 23 17 28 48 1.1 12.29 (88) -6.4 -0.2 6.0 5.0 2.4 70 3 2 4 25 1.1 11.85 (88) -5.8 -7.4 1.0 1.8 1.8 51 46 38 34 34 2.8 12.66 (95)

QQQQ QQQQ

Fidelity Overseas FOSFX

QQQ

Fidelity Spartan International Idx Inv FSIIX

QQQQ

First Eagle Overseas A SGOVX

FB

-3.7 -4.3 2.2 3.3 5.3

6 13 17 9 3 0.2 8.63 (85) — 1 4 1 1 — 1.8 8.03 (61)

QQQQQ

-1.1 -0.6

8.4 9.1

FMI International FMIJX

— FB

QQQ QQQ

Harbor International Institutional HAINX Harding Loevner International Eq Inv HLMNX

FB FG

-5.5 -9.0 -1.3 0.9 3.5 36 70 82 57 12 1.9 13.41 (94) -4.9 -8.1 0.8 2.1 3.7 16 82 63 55 20 0.8 13.21 (92) -2.7 -2.1 3.8 4.4 — 3 56 52 45 — 2.6 6.41 (88) -2.4 -8.1 8.2 5.9 — 2 81 2 8 — 0.2 12.73 (66) -7.4 -12.4 -0.5 0.3 2.5 92 89 67 75 24 1.8 12.79 (90)

FQ ]QQQQ

IVA International A IVIOX

— FG ]QQQQQ — FB [QQQ

JOHCM International Select II JOHAX Litman Gregory Masters Intl Instl MSILX Longleaf Partners International LLINX MainStay ICAP International I ICEUX

Q

-10.9 -16.6

-6.1 -3.3 -0.4

FB FB FB FB FB FQ FG FR FV FG FB FG FV FG FB FB FQ FQ

99 96 96 96 91 2.0 15.35 (81)

QQQ QQQ

-5.9 -10.5 -0.5 0.7 1.6 54 82 68 62 38 1.7 12.84 (88)

Manning & Napier World Opportunities A EXWAX

-4.0 -10.0 -2.7 -1.2 2.4

7 79 92 89 26 1.9 13.09 (88)

QQQQ QQQQ

Neuberger Berman International Eq Inv NIQVX

-6.6 -4.0 2.2

2.9 1.8

77 11 17

12 35

0.5 11.29 (85)

Oakmark International I OAKIX

-9.0 -12.5 0.1 3.0 4.6 97 89 60 11 4 2.5 14.66 (86) -8.9 -8.5 1.0 1.2 3.3 97 83 78 79 32 2.7 13.05 (84) -4.9 -1.9 3.1 4.9 4.9 17 10 24 15 1 0.9 12.33 (85)

QQQ

Oakmark International Small Cap I OAKEX Oppenheimer International Growth A OIGAX T. Rowe Price International Discovery PRIDX T. Rowe Price International Gr & Inc TRIGX T. Rowe Price International Stock PRITX T. Rowe Price Overseas Stock TROSX Thornburg International Value A TGVAX Tweedy, Browne Global Value TBGVX Vanguard Developed Markets Idx Admiral VTMGX Vanguard FTSE All-Wld ex-US Idx Admiral VFWAX Vanguard FTSE All-Wld ex-US SmCp Idx Inv VFSVX Vanguard International Explorer Inv VINEX Vanguard International Growth Inv VWIGX Vanguard International Value Inv VTRIX Vanguard Total Intl Stock Index Admiral VTIAX USAA International USIFX

QQQQ

QQQQQ

3.8

-6.2

7.3 6.8 6.0 60 17 22 15 15 0.7 10.23 (85)

QQQQ

-5.5 -8.1 0.7 1.3 1.8 46 44 37 34 14 2.2 12.02 (94) -6.1 -7.9 0.8 1.9 2.4 49 78 63 59 61 1.2 12.39 (94) -5.7 -8.9 1.0 2.2 — 43 69 38 25 — 2.2 11.68 (95) -7.1 -3.3 0.8 1.3 3.4 79 23 62 72 30 0.9 12.35 (84) -4.4 -5.9 3.0 5.2 4.7 17 24 8 1 1 0.9 8.32 (82) -6.2 -6.8 0.7 2.8 3.6 55 60 64 39 25 1.4 12.15 (91) -5.8 -6.8 1.2 1.9 1.9 46 39 33 31 30 3.1 12.58 (96) -6.3 -6.1 0.2 0.2 — 39 78 86 87 — 2.7 12.18 (87) -6.7 1.5 6.9 3.8 4.1 49 13 13 56 11 1.6 11.0 (85) -7.7 -8.5 0.6 2.0 3.1 92 86 66 57 39 1.5 14.09 (94) -5.4 -10.7 -1.0 0.4 1.4 43 70 61 56 26 2.2 13.38 (96) -5.6 -10.2 -1.4 0.0 — 37 81 83 80 — 3.1 12.41 (98)

QQQ

QQQQ

QQ

QQQQQ

QQQQ QQQQ

QQ QQ

QQQ

FG [QQ

QQQ

FV FB

QQ

-5.7 -9.8 -1.2 0.0

1.6

42 78 80 78 39

3.0 12.31 (98)

FG ]QQQQ

Virtus Foreign Opportunities A JVIAX

-3.1 -1.7 1.2 6.3 4.3

4 10 54 5 8 0.9 11.45 (77)

World Stock

— -5.4 -6.2 4.5 5.0 3.7 — — — — — — 11.67 (78) —

Œ QQQ Œ QQQQ ´ QQQ „ QQQQQ

American Funds Capital World Gr&Inc A CWGIX American Funds New Perspective A ANWPX American Funds SMALLCAP World A SMCWX

-5.0 -7.1 5.1 5.6 4.8 37 61 41 41 22 2.5 10.85 (90) -6.5 -1.1 7.2 7.4 6.2 64 12 12 12 5 0.7 11.34 (85) -9.2 -6.1 5.3 5.3 5.2 93 48 38 48 16 0.0 12.26 (59)

8.6

Artisan Global Opportunities Inv ARTRX

-6.9 0.2 7.2

— 72 6 12 6 — 0.1 12.71 (76)

MSCI World Index MSCI EAFE Index

-6.0 -5.1

5.6

5.8 3.9

-7.2 -8.4 0.7 1.6 1.7

Legend

Categories FA Foreign–Small/Mid Value FB Foreign–Large Blend FG Foreign–Large Growth FQ Foreign Small/Mid Blend FR Foreign–Small/Mid Growth

FV Foreign–Large Value SC Communications SF Financial SH Health SN Natural Resources

SP Equity Precious Metals SR Real Estate SU Utilities ST Technology

Red  Lowest return in group Green  Highest return in group Italic  Extended performance

E  New this month ][  Increase/decrease in rating NR  No Morningstar Rating; fund less than three years old.