October 2018

Florence's...

Service For Life !

Insider Tips for Healthy, Wealthy and Happy Living

If you're not already a subscriber to my free e–newsletter e-mail me at Florence@bchrealestate.com to sign up

Florence Gadbois, Realtor CA BRE#01040021 (805) 701-8410 E-mail: Florence@BchRealEstate.com

Can Improving Your Posture Also Improve Your Happiness?

Yes! Studies show that there’s a direct correlation between your posture (or body language) and your mood. In today’s Service For Life ! ® Free consumer newsletter, you’ll learn what you should know to make this work to your advantage so you can boost your happiness and confidence. You’ll also learn how to make a habit of being smart with your money, what the best resources are for seniors to learn about technology, and how to organize your living room by using a quick checklist (the first in a series) – plus fun facts, a trivia challenge, and lots more. But first… Here’s what’s happening in your neighborhood. : Sales statistics for Mandalay Shores, Hollywood Beach, Silverstrand Beach, Mandalay Bay, Seabridge, Westport, The Colony, HarborWalk, Harbour Island and C.I. Waterfront Homes . Note: An inventory of less than 6 months is considered a seller’s market; more than 6 months a buyer’s.

Closed Escrows

Active Listings

Inventory (months)

2014 2015 2016 2017 2018

2014 2015 2016 2017 2018 15 11 17 21 21 15 16 14 18 12 18 25 18 34 28 20 19 17 18 19 19 29 23 20 31 24 24 21 44 22 25 28 24 22 15 28 28 22 30 32

2014 2015 2016 2017 2018

January February

66 50 62 75 70 3.41 2.48 2.7 4.02 2.13 73 53 63 84 53 4.32 2.78 3.03 3.95 2.59 81 72 70 84 63 3.65 3.03 3.69 3.9 2.51 74 87 80 88 60 4.7 4.33 3.58 4.72 2.42 94 95 74 107 54 5.35 4.22 3.8 4.99 2.82 102 96 83 112 70 5.89 4.35 4.73 4.19 4.2 112 99 102 102 97 5.63 4.3 5.27 4.26 4.1 115 95 112 103 92 5.75 4.13 5.11 3.82 4.21 108 91 106 95 95 4.77 3.83 5.18 3.83

March

April May June

July

August

September 18 27 26 29

9 thru 9/17

October

40 25 24 28

93 87 107 96 75 75 93 61 66 64 83 63

3.33 3.33 4.52 2.4 3.19 2.8 4.06 2.45 2.5 2.81 3.64 2.54

November 17 21 19 23 December 21 20 22 11

Just listed 3225 Harbor Blvd in HarborWalk….a great 3 bedroom villa with a view of the marina and have 2 buyers looking for a townhome in The Colony. Thinking of selling? Let’s talk! Finally, I want you to know that you may call me for any reason. And please let me know if a friend, family member or neighbor needs a caring, competent real estate professional to help in buying or selling. I truly appreciate your friendship and referrals. Enjoy your issue!

Warmest regards, Florence Florence Gadbois CA DRE #01040021 RE/MAX Gold Coast

Florence’s…

Service For Life ! “Insider Tips For Healthy, Wealthy & Happy Living…”



Selling Your Home Soon? You’ll need my Free Consumer Guide titled, “6 Steps For Selling Your Home For TOP DOLLAR.” Call me right now at 805- 701-8410 to get a copy…or download today from the website:

How Good Posture Can Make You Happier

October 2018 Oxnard, California

Thinking Of Buying A Home Soon? If you’re planning to buy a home in the next 6 months, you’ll want a copy of my Free consumer guide, “ 7 Secrets For Saving Thousands When Financing Your Next Home .” My report will help you avoid frustrations and costly pitfalls when buying a home. Simply call me to get a free copy – 805-701-8410 or go to BchRealEstate.com to download your copy today  “Fake it ‘til you make it” might just work. It sounds funny, but even if you’re not in a good mood, try adjusting your posture, holding your head up and projecting confidence. People will react to you accordingly, sending positive feelings to your brain. Have you noticed that you slump or hunch over when you’re feeling down and do just the opposite – stand up straight and tall – when you’re feeling good? Studies show that your mind (or mood) influences your body (posture) and vice versa – your body language influences your confidence and energy. Once you realize this, you can make it work to your advantage. Here’s what you should know:  How good posture looks and feels, and what you can do to improve yours.  Go to a site such as www.acatoday.org and search for “tips to maintain good posture.”  Exercise (stretching, walking, running, yoga) to improve your mobility and flexibility. Get away from “couch slouching.”  Watch Amy Cuddy’s popular 2012 TED Talk. Just search for “Amy Cuddy Ted Talk” on Youtube.com . She explains how doing certain “power poses” every day will actually change your hormone levels and relieve stress.  The benefits of avoiding “computer hunch.” Sitting at a computer or looking down at a phone causes a natural slump and ultimately fatigue. If you learn to sit properly, move your eyes away from the screen and take breaks from the computer and phone, you’re bound to clear your mind, and feel refreshed and more energetic.

Inside This Issue…

It’s True! Good Posture Makes You Feel Better…Page 1

Develop These Habits To Be Smart With Your Money…Page 2

Tech Resources For Seniors…Page 3

Organize Your Home With This Living Room Checklist…Page 3

Answer This Trivia Question and You Could Win $75 Gift Card for Lure Restaurant...Page 4

What Should I Do Before I Make A Real Estate Investment?...Page 4

Get Free money-saving home tips at my web site: BchRealEstate.com

Word of the Month… Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)… Meaning: To antagonize others online by deliberately posting inflammatory, irrelevant, or offensive comments or other disruptive content; a person who does this. Sample Sentence: I was trolled on the internet by a person who posted mean comments about my cat video on YouTube. Why would anyone want to be such a troll? Do You Need Probiotics And Prebiotics? Probiotics are “living” bacteria (like lactobacillus acidophilus) that help maintain healthy levels of good bacteria in our intestines. They’re naturally found in cultured or fermented foods such as yogurt, buttermilk, kimchi and sauerkraut. Prebiotics are “non-living” food ingredients that feed the good bacteria in our intestines. They’re found in carbs (mostly fiber) that humans don’t digest like onions, garlic, bananas, oats, beans and peas. The final answer : You should eat foods with balanced amounts of both (or talk to your doctor about taking them as supplements) to support good health and well-being. Quotes To Live By… “Life is not a matter of holding good cards, but of playing a poor hand well.” –Robert Louis Stevenson “A two-year-old is kind of like having a blender, but you don’t have a top for it.” –Jerry Seinfeld “Tell me and I’ll forget. Show me and I may remember. Involve me and I learn.” –Benjamin Franklin Online trolling, verb or noun

Make A Habit Of Being Smart With Your Money

Thank You! Thank You! Thank You! Thank You! Thank You! Thanks to all of my clients and friends who support my practice and graciously referred me to your friends and neighbors. Rather than pester people with unwanted calls and visits, I build my business based on the positive comments and referrals from people just like you. I couldn't do it without you! Note: We are adding a Free Consumer Report Library to the website. Each report is only 2 pages long and easy to download. Check it out and be sure to check back often to see the new additions. Bad: Going it alone. Good: Hang out with successful people. Their good habits can rub off on you! Are you smart when it comes to money? Since many of us would say “probably not,” here are some basic bad money habits and good ones you should adopt to replace them. Bad: Using the same credit card for years. Good: Get a new card with terms and rewards that are appropriate to your life style. Use the credit card tool on a site like www.nerdwallet.com to choose the best card to meet your needs. Bad: Not tracking your spending. Good: Make a budget and have a plan. Track your spending and be prepared for major purchases that may lie ahead. Check out sites like www.youneedabudget.com, www.budgetsimple.com, and the free app Debts Monitor. Bad: Doing everything manually. Good: Take advantage of technology by setting up automatic payments tied to your credit card for bills that can be paid online. You’ll avoid late payments that can lower your credit score. Bad : Not investing your money. Good : Invest in yourself now by contributing to your employer’s 401(k) program, and putting money into a mutual fund or trading account. Consider talking to a financial advisor who can help you make investment decisions. It might be a good time to consider investing in real estate if it works for your portfolio!

Get Free money-saving home tips at my web site: BchRealEstate.com

Tech Help For Seniors… Older adults are one of the fastest growing segments of the online community. Do you know a senior (or are you one yourself) who’s interested in computers/tablets/smartphones but doesn’t know where to start? Here are some of the best resources:

Brain Teaser… You are in a room with nothing else but two identical iron rods. You know one of them is a magnet; how can you figure out which one, using no other instrument? (See page 4 for the answer.) What’s My Home Worth? If you want to know your home’s current value, I will gladly conduct a Maximum Value Home Audit . Request this “no charge” in-depth home value analysis by calling me at: 805-701- 8410. Say These 3 Times Fast  A proper copper coffee cup.  Which wristwatches are Swiss wristwatches?  He threw three free throws.  Five frantic frogs fled from fifty fierce fishes. Oops! You’re About To Fall Here’s how to do it safely:  Bend elbows & knees – Don’t hold them straight - try to tuck in a bit.  Avoid FOOSH – That means “fall on outstretched hands.” Try not to hold yourself rigid.  Land on your muscles or thighs to soften impact – Stay away from your bones.  Keep rolling – Spread the impact and don’t try to stop suddenly. Have A Laugh… Did your hear about the new restaurant called Karma? There’s no menu: You get what you deserve. Websites For Coordinating Events With Friends You’ve probably used Evite.com to send invitations but here are other great options:

Look for beginner computer classes at your local library, senior center, college/university or computer store.

Check out (or ask someone to look up) www.seniornet.org . For a membership fee, this non-profit offers online courses and instructor-led workshops at learning centers in the U.S. and other countries.

Search for “computers” at www.aarp.org for articles on all tech topics geared for seniors.

Hire a kid. Ask a younger friend or relative to teach you what you want to know. They’ve grown up with this stuff!

Would You Like To Know How Much Your Neighbor’s Home Listed Or Sold For?

Maybe you’re just curious. Or maybe you want to know how much your home is worth. Either way, I can help…with no “sales pitches” or run- arounds. Call me at 805-701-8410 and I’ll give you all the facts.

Time To Organize Your Home

Need quick tips for organizing your home? Let’s focus on the living room this month:

 Remove everything on the floor that doesn’t belong there. Kids’ toys go back to their rooms.  Return food items (half-eaten snacks?) to the kitchen.  De-clutter the coffee table and other flat surfaces.  Group your framed photos. Consider a creative wall display.  Put similar objects (like TV remotes) in one place.  Purge the magazines and assorted papers. Place relevant items on a rack or in a bin.  Add an attractive wastebasket.  Cut your favorite collectible collection by at least half. Put the rest in storage and rotate the items to keep it fresh.

www.doodle.com – Makes it easy to see what dates will work for everyone.

www.pingg.com – Choose original invitation designs for free or pay for a one-time use or membership plan to remove ads. www.punchbowl.com – Provides free invitations especially appropriate for kids’ events.

Stay tuned for checklists for other rooms in your house in upcoming Service For Life ! ® issues. Next month: The bedroom!

Get Free money-saving home tips at my web site: BchRealEstate.com

Thanks For Thinking of Me! Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services. Brain Teaser Answer: Touch the middle of the first rod with the end of the second rod. If the two rods get attracted to each other, then the second one is the magnet. If not, then the first one is the magnet. Did You Know… You can wear out your clothes by how you wash them. Natural (cotton, wool) and synthetic (polyester, spandex) fibers need different care.  Read those little labels. They give good advice but you may need to study up on the symbols.  Wash colorful cottons inside out. It will reduce the friction.  Use only low-heat in the dryer for synthetics. Better, try to line dry.  Get the best of both worlds. Look for clothes with a blend of cotton and polyester.  If you can get away with it, launder less often. Clothes will keep their color and shape longer. THANK YOU for reading my Service For Life ! ® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome. AND… whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you… Florence Gadbois CA DRE#01040021 RE/MAX Gold Coast 805-701-8410 florence@BchRealEstate.com BchRealEstate.com Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.

“Who Else Wants To Win $75 Gift Card for Lure Restaurant?” Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s quiz. And the winner is…drum roll please: Tom Veal of The Colony was the lucky winner of the drawing. Ernest Evans, who still performs at age 77, is the real name of what singer? a) Bob Dylan b) Chubby Checker c) Eden Kane d) Engelbert Humperdinck The answer is b) Chubby Checker. So let’s move on to this month’s trivia question. One of the largest diamonds ever found in North America was found in what U.S. state, which also names diamonds as its official state gem?

a) Georgia b) Iowa c) Alabama d) Arkansas

Call Me At 805-701-8410 OR Email Me At Florence@BchRealEstate.com And You Could Be One Of My Next Winners!

Real Estate Corner…

Q. What’s the most important thing I should do before I decide to make a real estate investment?

A . Your homework! Three key areas to focus on are:

 Your financial situation. Can you afford to make this investment? Learn everything you can about cash flow, appreciation, tax benefits, and loan amortization.  Your motivation. Buying real estate isn’t necessarily an easy way to make money. Do you really want to be a landlord, with the responsibilities that entails, or should you hire a property management company?  Your expertise. Add to your own knowledge by working with a REALTOR ® who is an “Investor Specialist.” He or she will help you research the best buys and work with you on documentation, such as purchase contracts etc. To learn more about investing in real estate, ask for my Free Consumer Report called “How To Avoid 8 Dumb Mistakes Even Smart Investors Make.” Do you have a question related to real estate or home ownership? Please call me at 805-701-8410. Perhaps I’ll feature your question in my next issue!

Get Free money-saving home tips at my web site: BchRealEstate.com

A. Copy and paste here

Florence’s…. MarketWatch ™ “ Here’s Neighborhood Home Information For The Colony To Help You Evaluate The Value Of Your Investment. ”

Homes Currently Active …

Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

4446 Antigua Way

2 2 2 2 2 2 2

2 2 2 2 2 2 2

1549 1449 1549 1549 1627 1800 1800

Antigua Antigua Antigua Antigua

$605,000 $625,000 $629,888 $643,900 $645,000 $655,000 $679,500

Martinique

Antigua Majorca

2031 Majorca

Capri Capri Capri

Martinique

Majorca

$640,469

Market Average

Homes Under Contract (accepting back up offers)… Address Bdrms Baths

Sq. Ft.

Floor Plan

Asking Price

2325 Martinique Market Average

2

2

1750

Capri

$669,000 $669,000

Sold Properties… (8/01/17 Thru 09/18/18) Address List $

Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold 01/31/18 02/05/18 11/01/17 12/12/17 10/31/17 04/22/18 05/11/18

4442 Antigua

$499,888 $499,999 $517,000 $525,000 $559,000 $595,000 $589,000 $599,900

$466.000 $490,000 $510,000 $520,000 $543,000 $575,000 $575,000 $590,000 $605,000 $625,000 $625,000 $625,000 $625,000 $628,000 $640,000 $695,000 $785,000 $820,000 $830,000 $840,000 $935,000 $595,000 $595,000 $600,000

1217 1368 1113 1113 1113 1368 1550 1368 1368 1549 1459 1368 1369 1550 1369 1218 1628 2360 2360 2360 2692 1550 1627 1459

$382.91 Martinique $358.19 Madeira

2365 Martinique 2210 Martinique 2244 Martinique 2185 Martinique

$458.22 Martinique (phase I) $467.20 Martinique (phase I) $487.43 Martinique (phase I)

2133 Martinique

$420.32 Madeira $370.97 Antigua $431.29 Madeira

2051 Majorca

2363 Martinique

10/18/17

1967 Majorca

$599,000

$384.12 Antigua

08/25/17

4467 Antigua

$610,000

$365.70 Capri

08/31/17

2301 Martinique

$614,888

$411.24 Antigua (phase I)

10/13/17

4425 Antigua

$590,000 $638,888 $635,000 $635,000 $649,000 $639,888 $640,000 $749,000 $799,000 $845,000 $839,888 $899,888 $939,000 $1,050,000 $1,295,000 $686,103

$442.25 Madeira

10/04/17 08/14/18 02/26/18 03/27/18 03/30/18 04/27/18 05/23/18 09/01/17 05/25/18 08/24/18 07/06/18 08/25/17 12/11/17 05/31/18 04/11/18

4451 Antigua

$403.49 Antigua

2227 Martinique 2313 Martinique 1990 San Tropez

$428.38 Antigua (phase I)

$456.87 Madeira

$456.54 Madeira (Ambassador)

4440 Antigua

$405.42 Antigua $467.49 Madeira

2345 Martinique 2017 San Sebastian 1992 San Tropez 2202 Vina del Mar 2206 Vina del Mar 2123 Vina del Mar 2350 Vina del Mar 2333 Vina del Mar 1965 San Sebastian Market Average

$570.61 Martinique (Ambassador) $482.19 Capri (Ambassador)

$347.46 Vina del Mar $351.69 Vina del Mar $355.93 Vina del Mar $347.33 Costa de Oro $434.32 Vina del Mar

$1,025,000 2360 $1,215,000 1550

$783.87 Antigua (Ambassador)

$676,038

$415.95

RE/MAX represented buyer, seller or both .

Properties as of Sep 18, 2018 and may not be listed by RE/MAX. Information herein has not been verified, is not guaranteed, and is subject to change.

Florence’s

MarketWatch ™ “ Here’s Neighborhood Home Information For HarborWalk To Help You Evaluate The Value Of Your Investment. ”

Homes Currently Active … Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

Sunset Harbor

2 2 2 3

1 2 3 3

925

Plan C Plan B

$435,000 $524,500 $725,000 $740,000 $606,125

1128 1485 1485

3225 Harbor

Villa Villa

Harbor

Market Average

Homes Pending … Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

3650 Sunset

2

2

1319

T-2

$619,999

$619,999

Market Average

Sold Properties (09/01/17 Thru 09/18/18) Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

3039 Harbor 3024 Sunset 2949 Harbor 3031 Harbor 3684 Sunset 3009 Harbor 3554 Sunset 3013 Harbor 3634 Sunset 3120 Sunset 3424 Sunset 3420 Sunset 3480 Sunset 3674 Sunset 4526 LaBrea

$365,000 $480,000 $495,000 $549,000 $550,000 $529,000 $549,000 $539,000 $569,000 $575,000 $595,000 $$595,000 $599,000 $605,000

$370,000 $485,000 $490,000 $500,000 $505,000 $517,500 $520,000 $539,000 $545,000 $575,000 $580,000 $583,000 $588,000 $590,000 $635,000 $534,833

781 925

$473.75 $406.46 $409.02 $443.26 $444.93 $458.78 $458.15 $477.84 $413.19 $479.97 $511.01 $413.18 $445.79 $400.27 $481.43 $455.66

Plan A Plan C Plan D Plan B

06/20/18

09/22/17 08/31/18 05/11/18 09/28/17 10/31/17 07/13/18 03/14/18 10/06/17 02/28/18 06/25/18 08/07/18 11/06/17 05/21/18 04/13/18

1198 1128 1135 1128 1135 1128 1319 1198 1135 1411 1319 1474 1319

T-3

Plan B

T-3

Plan B

T-2

Plan D

T-3 T-3 T-2 T-1 T-2

$650,000

Market Average

$546,266

Bold: REMAX Represented Buyers, Sellers or Both

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of Sep 18, 2018. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.