FM Bank Merger Report

Current Available Stats as of May 13 § Total Customers: _________________________ (Primary account holders-Deposits & Loans) § Total Loans: 4,172 § Total Deposit Accounts: 22,705 (as of 3/31/19) § Total Number of Households Served: _________________ (each unique address?)

§ Total Personal Deposit Accounts: 19,965 § Total Business Deposit Accounts: 2,709 § Alien Accounts: 57 § Online Service Users: o Deposit Business: 2,713 o Loan Business: 37 o Deposit Consumer: 19,897 o Loan Consumer: 2,084 o Alien: 55

Source: F&M Bank

Current Available Tools § Bank website § Beaver Creek videos § Walk-in branches § Existing bank products § Existing bank product marketing and education tools

Tools to Build 60-Day Out: Welcome “Save the Date” Tri-Fold Mailer

A “Save the Date” message will be mailed to customers 60 days prior to the Go-Live date. This mailer provides a general overview to customers about upcoming merger and what to expect. Key topics include merger announcement, highlight benefits, expectations and contact information. 30-Day Out: Welcome Kit Booklet & Envelope A welcome booklet is mailed to customers 30 days prior to the Go-Live date. This mailer provides a much more detailed description of what customers can expect during the merger process. It includes a detailed welcome booklet, compliances and disclosers. There are two different version of this document depending on if the customer is a business or retail customer.

CONFIDENTIAL

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JUNE 6, 2019