IT Examiner School - Oct 2025

Internal Use Only

Use of Supervisory Guidance Agencies issue supervisory guidance, such as interagency statements, advisories, policy statements, questions and answers, and FAQs

Supervisory guidance does not have the force and effect of law

Guidance outlines supervisory expectations or priorities and views regarding appropriate practices for given subject areas Federal Agencies (e.g., FDIC), do not take enforcement actions based on supervisory guidance;

Important Note: Check with your own agency, as the approach may differ from that of the federal agencies.

Source: https://www.ecfr.gov/current/title-12/chapter-III/subchapter-A/part-302

Internal Use Only

Use of Supervisory Guidance

Examiners will not criticize a supervised FI for, or issue an enforcement action on the basis of, a “violation” of or “non-compliance” with supervisory guidance.

Examiners may reference guidance to provide examples of safe and sound conduct, appropriate risk management practices, and/or actions for addressing compliance with laws or regulations Supervisory criticisms should address matters that could have a negative effect on Safety and Soundness, cause consumer harm, result in violations of laws, regulations, final agency orders, or other legally enforceable conditions

Important Note: Check with your own agency, as the approach may differ from that of the federal agencies.

Source: https://www.ecfr.gov/current/title-12/chapter-III/subchapter-A/part-302