Bridgewater Bank Annual Report

Bridgewater Bancshares, Inc. and Subsidiaries Notes to Consolidated Financial Statements (dollars in thousands, except share data)

The following table presents information regarding total carrying amounts and total unpaid principal balances of impaired loans by loan segment as of December 31, 2018 and 2017:

December 31, 2018

December 31, 2017

Recorded Principal Related Investment Balance Allowance Investment Balance Allowance Related Recorded Principal

Loans With No Related Allowance for Loan Losses: Construction and Land Development . . . . . . . . . . . . Real Estate Mortgage: HELOC and 1-4 Family Junior Mortgage. . . . . . . . . . 1st REM - 1-4 Family. . . . . . . . . . . . . . . . . . . . . . . . . . 1st REM - Rentals. . . . . . . . . . . . . . . . . . . . . . . . . . . . . CRE Owner Occupied . . . . . . . . . . . . . . . . . . . . . . . . . Consumer and Other . . . . . . . . . . . . . . . . . . . . . . . . . . Loans With An Allowance for Loan Losses: Commercial . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Real Estate Mortgage: HELOC and 1-4 Family Junior Mortgage. . . . . . . . . . LOCs and 2nd REM - Rentals . . . . . . . . . . . . . . . . . . . 1st REM - Rentals. . . . . . . . . . . . . . . . . . . . . . . . . . . . . Multifamily . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . CRE Owner Occupied . . . . . . . . . . . . . . . . . . . . . . . . . Totals. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

$ 198 $ 807 $

— $ 583 $ 833 $

—

157 157 253 253 957 957 209 209 58 78

— — —

508 515 125 125 726 726

— — — — — —

— 2,006 2,023

—

75 92

Totals. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1,832 2,461

— 4,023 4,314

8

8

8

14 14

14

—

—

— 47 10 14 24

309 336

17 — — — 22 47

— — —

— — —

64 64 270 270 66 66 159 159

156 156 473 500

573 573 109

Grand Totals . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 2,305 $ 2,961 $

47 $ 4,596 $ 4,887 $ 109

97