2021 Annual Report

shareholder information Bridgewater Bancshares, Inc. (Nasdaq: BWB) is a St. Louis Park, Minnesota-based financial holding company. Bridgewater’s banking subsidiary, Bridgewater Bank, is a premier, full-ser- vice Twin Cities bank dedicated to serving the diverse needs of commercial real estate inves- tors, entrepreneurs, business clients and successful individuals. By pairing a range of deposit, lending and business services solutions with a responsive service model, Bridgewater has seen continuous growth and profitability. With total assets of $3.5 billion and seven branches as of December 31, 2021, Bridgewater is considered one of the largest locally led banks in the State of Minnesota, and has received numerous awards for its growth, banking services and esteemed corporate culture.

Corporate Address 4450 Excelsior Blvd., Suite 100 St. Louis Park, MN 55416 (952) 893-6868 Investor Relations Justin Horstman Director of Investor Relations (952) 542-5169 InvestorRelations@bwbmn.com Transfer Agent Computershare P.O. Box 505000 Louisville, KY 40233-5000 (800) 736-3001 www.computershare.com

Listing Information Bridgewater Bancshares’ common stock is listed on the Nasdaq Capital Market under the symbol “BWB.” Bridgewater Bancshares’ Series A Preferred Stock is listed on the Nasdaq Capital Market under the symbol “BWBBP.” Annual Meeting of Shareholders Bridgewater Bancshares’ Annual Meeting of Shareholders will be held virtually on Tuesday, April 26, 2022 at 1:30 p.m. CT.

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