BPCE - 2018 Registration document

FINANCIAL REPORT IFRS Consolidated Financial Statements of Groupe BPCE as at December 31, 2018

Leasing transactions as lessor 12.2.1

12/31/2018

12/31/2017

Term outstanding

Term outstanding

≥ 1 year to < 5 years > 5 years

≥ 1 year to <

< 1 year

Total

< 1 year

5 years > 5 years

Total

in millions of euros

FINANCE LEASES Gross investment

4,122

10,339

5,423

19,884

3,985

10,027

5,093

19,105

Present value of minimum lease payments receivable Financial income not received OPERATING LEASES Minimum lease payments receivable on non-cancellable contracts

3,820

9,445

4,698

17,962

3,571

9,163

4,325

17,059

299

889

718

1,906

306

874

831

2,011

84

287

200

573

58

168

164

390

Non-guaranteed residual value

12/31/2018

12/31/2017

Real estate

Real estate

assets Movable assets

Total

assets Movable assets

Total

in millions of euros

FINANCE LEASES Non-guaranteed residual value accruing to the lessor

1,122

569

1,692

1,161

492

1,653

5

Contingent rental income for the period recorded as income

Fiscal year 2018

Fiscal year 2017

in millions of euros Finance leases Operating leases

4 2

4

14

12.2.2 Leasing transactions as lessee Fixed assets by category

12/31/2018

12/31/2017

Real estate

Real estate

assets Movable assets

Total

assets Movable assets

Total

in millions of euros

FINANCE LEASES Carrying amount

51

51

51

1

52

Minimum future lease payments

12/31/2018

12/31/2017

Term outstanding

Term outstanding

≥ 1 year to < 5 years > 5 years

≥ 1 year to <

< 1 year

Total

< 1 year

5 years > 5 years

Total

in millions of euros

OPERATING LEASES Minimum future amounts payable on non-cancellable contracts Minimum future lease payments receivable on non-cancellable subleasing contracts

429

1,422

844

2,695

457

1,305

746

2,508

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Registration document 2018