BPCE - 2018 Registration document

FINANCIAL REPORT IFRS Consolidated Financial Statements of Groupe BPCE as at December 31, 2018

Ownership interest

Consolidation method (2)

Company

Business

Location (1)

SCI TOURNON

Real estate operations Investment property

FR FR FR FR FR FR FR DE FR FR FR FR

100% 100%

FC FC FC FC FC FC FC FC FC FC FC FC

SNC ECUREUIL 5 RUE MASSERAN

SODERO PARTICIPATIONS

Private equity

67%

SPPICAV AEW FONCIÈRE ECUREUIL

Investment property Real estate operations Real estate operations Real estate operations

100% 100%

TECHNOCITÉ TERTIA

TÉTRIS

50%

VIVALIS INVESTISSEMENTS III-3 – BPCE subsidiaries 3F HOLDING

100%

Holding company

99%

ALBIANT-IT

IT systems and software consulting

100% 100%

BP COVERED BONDS

Funding

BPCE ACHATS

Services company

97%

BPCE INFOGÉRANCE & TECHNOLOGIE BPCE MASTER HOME LOANS DEMUT/BPCE CONSUMER LOANS DEMUT

IT services

100%

French securitization fund (FCT)

FR

100%

FC

BPCE MASTER HOME LOANS FCT/BPCE CONSUMER LOANS FCT BPCE SERVICES FINANCIERS (formerly CSF-GCE)

French securitization fund (FCT)

FR FR FR

100%

FC FC FC

Services company

98%

BPCE SFH

Funding

100%

BPCE SOLUTIONS CRÉDIT (formerly GIE ECUREUIL CRÉDIT)

Services company

FR

100%

FC

BPCE Guarantee and Solidarity fund

DELESSERT FCP 2DEC REGPT

FR FR DE DE FR FR FR FR FR FR LU FR FR FR

100% 100%

FC FC FC FC FC FC FC FC FC EQ FC EQ FC JO FC FC FC FC FC FC FC FC FC FC FC EQ

5

ESNI

Securitization company Online credit institution Digital technology R&D

FIDOR BANK AG FIDOR Solution AG

99% 99%

GCE CAPITAL

Private equity

100% 100%

GCE PARTICIPATIONS

Holding company

NATIXIS GROUP (3)

71%

MIFCOS

Investment property Services company

100% 100%

SOCIÉTÉ D’EXPLOITATION MAB (SEMAB)

SOCRAM BANQUE

Credit institution

33% 98%

SURASSUR

Reinsurance

Holassure Group CNP ASSURANCES (GROUP)

Insurance

16%

HOLASSURE SOPASSURE

Holding company Holding company

100%

50%

BPCE International Group ARAB INTERNATIONAL LEASE (4) BANQUE DE NOUVELLE-CALÉDONIE

Equipment and real estate leasing

TN

57% 97% 97% 71% 60%

Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution

N/A

BANQUE DE TAHITI

FP

BANQUE MALGACHE DE L’OCÉAN INDIEN (4)

MG TN CG CM

BANQUE TUNISO KOWEITIENNE (4)

100%

BCI BANQUE COMMERCIALE INTERNATIONALE (4)

BICEC (4)

68%

BPCE INTERNATIONAL

Specialized credit institution

FR

100%

BPCE INTERNATIONAL HO CHI MINH CITY (Vietnam branch)

Specialized credit institution Real estate development

VN MA TN

100% 100%

BPCE MAROC

EL ISTIFA (4)

Debt collection Credit institution

60% 21%

FRANSA BANK

FR

Financial investment advisory services

INGEPAR

FR

100%

FC

393

Registration document 2018