Sunay Shah's Dad

Guaranteed Results Based on Minimum Interest Rate of 1.00% & Maximum Charges

Glossary of Terms

Year

Contract Fund

Surrender Charge

Cash Value

1 2 3 4 5 6 7 8 9

444 396

11,749 10,702

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

9,705 8,757 7,857 7,333 6,810 6,286 5,762 5,238 4,715 4,190 3,666 3,142 2,619 2,095 1,571 1,047

10 11 12 13 14 15 16 17 18 19 20 21

628 314 0 +

* At older ages, Surrender Charges may go to zero earlier than year 20. + Surrender Charge is zero in year 21 and thereafter.

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