Sun Life Family Health Center Benefit Booklet 2018

2018 Employee Benefits Guide

Dear Fellow Employee:

Welcome to Sun Life Family Health Center, Inc.’s Annual Benefits Enrollment for the 2018 plan year. This is your annual opportunity to review your plan choices and coverage levels and make changes to meet your needs and the needs of your family. Each year Sun Life Family Health Center works hard to find the best insurance options for you and your family. We are excited to announce we will be changing health plan partners and for 2018 we will be switching to UMR as our health plan provider. Making this change to UMR will allow Sun Life Family Health Center to offer expanded medical plan options and, depending on which Plan an employee chooses, will allow that employee to pay significantly less than they paid in 2017. Plan Changes for the 2018 Plan Year The health and well-being of you and your family continues to be very important to us. Within our culture, we want to promote more employee involvement in evaluating the health care you and your family receive. The United Healthcare (UHC) Choice Plus network will be the Provider network. It is increasingly important for each one of us to utilize UMR’s In-Network Providers.

Effective January 1, 2018, we are offering employees two different options for their medical care. Employees will have the opportunity to select either an HSA eligible High Deductible Health Plan or a PPO Plan as an option through the UMR Network. We will continue to offer Cigna Dental. Building Our Wellness Foundation It is estimated that lifestyle behaviors account for a staggering 70% of all health care costs and doctor visits. We’d like to remind you to take advantage of the various tools and resources available to you through our partnership with UMR at www.umr.com . Additional details about all of your benefit options and our Wellness program are enclosed. We encourage you to review all of your options before making your benefit elections. Only you can determine which benefits are the best fit for you and your family. Regards,

YOUR MANAGEMENT TEAM

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