Planned Giving

the trust increase or decrease in value. Bluefield College and its nancial partners can be trustees of charitable remainder trusts for the lifetime of the trust. The trustee calculates values, makes the income payments, manages the investments, les tax returns, handles custody of the securities, and makes reports. You can establish a charitable lead trust through Bluefield College. A lead trust is constructed for a specified term of years and pays a unitrust or annuity amount from the assets to the college. At the end of the term, BC returns the assets (which might well have grown substantially) to you or your heirs. The college’s representatives can provide more details about this highly advantageous device. CHARITABLE LEAD TRUSTS

GIFT OF REAL ESTATE WITH LIFE ESTATE RESERVED

If you have decided to leave your home or farm to the college in your will, through a life estate gift you can make the gift now, realize an immediate substantial income tax deduction, yet continue to live in your home for as long as you wish. The property is appraised to determine a current value, then deeded to Bluefield College. You are entitled to a tax deduction calculated on the basis of your life expectancy. In life estate arrangements, you continue to be responsible for real estate taxes, insurance, maintenance, and upkeep.

DISCOVER HOW EVERYONE BENEFITS FROM PLANNED GIVING

YOUR GOAL

YOUR GIFT YOUR METHOD YOUR BENEFIT

Make a legacy gift to BC that costs you nothing during your lifetime Make a gift to BC while avoiding extra taxes and leaving more to your heirs Make a gift to BC while avoiding captial gains liability Leverage your most valuable asset to benefit BC students Make a future gift to BC and secure an extra stream of income for yourself

Give (bequest) through your will or trust

Include a gift of cash, property or a share of your estate in your will or trust

Make a significant gift that can be changed or revoked down the road Avoid up to 70 percent income tax on your retirement assets; pass less-taxed assets to your heirs Make a significant gift; receive an immediate income tax deduction; pay no capital gains tax Avoid capital gains tax; receive an income tax deduction; make no changes to your lifestyle Receive guaranteed income for life, take a large charitable deduc- tion and diversify your holdings

Beneficiary designation Name BC a beneficiary of your retirement plan or life insurance policy

Gifts of appreciated securities

Transfer stocks, bonds or mutual fund shares to BC Deed property to BC and continue to use it for as long as you wish Invest your assets with BC in a plan that pays guaranteed income back to you

Gifts of real estate

Charitable gift annuity, charitable remainder trust, or charitable lead trust