2024-25 Senior Resources Northeast Directory

R ETIREMEnT C OMMunITIES

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vide the funds to pay for the range of services one might need over time, including the availability of nursing care. Many CCRC’s also offer monthly rental options which tend to have higher monthly rates, with no endowment or entrance fees. It is important to have a thorough understanding of endowment and entrance fee structures. When look ing at a CCRC, be aware that each community will offer a different package of services and fees. Take time to compare programs to determine which options are best for you. independent Retirement communities: Campus-like settings with many of the same services and amenities provided by CCRC’s under a monthly rental agreement (no endowment fee).

etirement communi ties are self-contained hous ing communities designed and designated for older adults. These communities offer meal programs and typically have a focus on social and recreational activ ities. Retirement Communities differ greatly in terms of services and amenities offered. continuing care Retirement communities (ccRc’s): The term Continuing Care Retirement Community or CCRC refers to a facility or campus setting that is able to respond to an individ ual’s need for differing lev els of care as needs change. The levels of care typically include independent living and skilled nursing care. These services may also be augmented by assisted or supportive living, home health care and/or adult day services, allowing one to select the level of care most appropriate for the individual’s changing cir cumstances. Many aspects of Continuing Care appeal to seniors and their families,

but the usual motivator is the knowledge that one has the assurance of a highly qualified group of services if any or all of these should be needed in the future. Services are tailored to individual needs, but typi cally include meals, housekeeping, transporta tion, personal assistance, recreational and educa tional activities. health care services are at the heart of the continuing care concept. These ser vices may include an emergency response sys tem, resident health clinic, wellness programs, health education, hospice ser vices, nursing advice, physician services (prima ry and specialty), podiatry services, dental services, pharmacy services, thera pies, assisted living, and nursing care. Most CCRC’s use an endowment fee (non refundable) or an entrance fee (refundable) to help keep monthly fees lower. These up front fees pro

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